Board of Governors of the Federal Reserve System

stable financial system. To community bankers, customers are much more...lower aggregate delinquency and charge-off rates compared to the largest

stable to falling. Consumer Spending Consumer spending increased moderately...stable, with average days on the market generally unchanged from one year

moving averages. Shaded bars indicate a period of business recession as...moving average. **Percent change of the four-quarter moving average from

Treasury or the individual agencies or to allow them to mature without

remain, however. In particular, wage pressures remain in the Chicago district...lower feed costs. Increased cattle prices have also been noted in the

stable. Residential loan demand remained weak in most parts of the District...yields and timely weather patterns that benefited late plantings and harvesting

lower-cost rural areas . 1 The Fed Listens resources are available at ...Lower-wage workers in particular are finding it increasingly hard to meet

remained higher than the growth rate of CP transaction volume. Overall

or 1/2 percent--below that at the trough of the recession in November ...moving up strongly, raises the question of whether an unusually large

stable prices in the U.S. economy; promotes the stability of the financial...stable prices, a safe and sound banking system, and an efficient payments