Board of Governors of the Federal Reserve System

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• Interagency Guidance on Home Equity Lines of Credit Nearing Their End-of-Draw Periods

  Income (Call Reports)6 Real Estate Lending Standards Regulations and the

  URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidance-on-home-equity-lines-of-credit-nearing-their-end-of-draw-periods.htm
  



• Speech by Governor Bowman on the innovation imperative: modernizing traditional banking - Federal Reserve Board

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20230314a.htm
  



• SR 24-4 attachment: Interagency Statement on the Issuance of the AML/CFT Program Notices of Proposed Rulemaking

  Statement on the Issuance of the AML/CFT Program Notices of Proposed Rulemaking...Statement on Innovation Statement %28Final 11-30-18%29_508.pdf https:

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR2404a1.pdf
  



• The Fed - Publications: Annual Report of the Board of Governors of the Federal Reserve System

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/publications/2017-ar-statistical-tables.htm
  



• Federal Reserve Board - Fixed Income Market Structure: Treasuries vs. Agency MBS, Accessible Data

  Income Market Structure: Treasuries vs. Agency MBS, Accessible Data Figure

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/fixed-income-market-structure-treasuries-vs-agency-mbs-accessible-20200825.htm
  



• Federal Reserve Board - Declining Affordability and Home Purchase Borrowing by Lower Income Households, Accessible Data

  Income Households, Accessible Data Figure 1. Average Mortgage Interest...Incomes Week HMDA Estimated 2019w1 0.37 0.35 2019w2 0.37 0.35 2019w3 0.37

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/declining-affordability-and-home-purchase-borrowing-by-lower-income-households-accessible-20220708.htm
  



• Federal Reserve Board - Are Rising Home Values Restraining Homebuying for Lower-Income Families? Accessible Data

  income growth, 2012-2015 FIPS County Code Growth in median household income...income Borrower Income Median Mortgage Debt to Income Ratio < $25k 3.71

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/are-rising-home-values-restraining-home-buying-for-lower-income-families-accessible-20170928.htm
  



• Federal Reserve Board - Household Debt-to-Income Ratios in the Enhanced Financial Accounts, Accessible Data

  Debt-to-Income Ratios in the Enhanced Financial Accounts, Accessible Data...Debt-to-Income Ratio Quarter Debt to DPI 1980:Q1 0.63 1980:Q2 0.63 1980

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/household-debt-to-income-ratios-in-the-enhanced-financial-accounts-accessible-20180111.htm
  



• Federal Reserve Board - High-frequency Spending Responses to the Earned Income Tax Credit Accessible Data

  Income Tax Credit Accessible Data Figure 1: Weekly Issuance of Federal

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/high-frequency-spending-responses-to-the-earned-income-tax-credit-accessible-20180621.htm
  



• The Fed - GSE Activity and Mortgage Supply in Lower-Income and Minority Neighborhoods: The Effect of the Affordable Housing Goals

  Lower-Income and Minority Neighborhoods: The Effect of the Affordable ...lower-income and minority neighborhoods. Taking advantage of discontinuous

  URL: https://www.federalreserve.gov/econres/feds/gse-activity-and-mortgage-supply-in-lower-income-and-minority-neighborhoods-the-effect-of-the-affordable-housing-goals.htm
  

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