Board of Governors of the Federal Reserve System

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• The Fed - Borrowing From Yourself: 401(k) Loans and Household Balance Sheets

  including many who carry relatively expensive balances on credit cards

  URL: https://www.federalreserve.gov/econres/feds/borrowing-from-yourself-401k-loans-and-household-balance-sheets.htm
  



• The Fed - Reaching for Duration and Leverage in the Treasury Market

  including over 60% of the recent rise in Treasury futures positions. We

  URL: https://www.federalreserve.gov/econres/feds/reaching-for-duration-and-leverage-in-the-treasury-market.htm
  



• FRB: Speech, Ferguson -- A review of economic developments in 2001 and the economic outlook -- February 27, 2002

  including a stronger dollar, sharply lower equity prices, and tighter ...pay down more expensive forms of consumer credit. Even businesses, which

  URL: https://www.federalreserve.gov/boarddocs/speeches/2002/20020227/default.htm
  



• FRB: Testimony, Board -- Application of the Commodity Exchange Act to transactions in over-the-counter derivatives -- June 11, 1998

  and, if so, what types of regulations are appropriate. Moreover, as we...pay significantly higher prices to offset their contracts or to purchase

  URL: https://www.federalreserve.gov/boarddocs/testimony/1998/199806102.htm
  



• FRB: Testimony, Ferguson -- The proposed Check Clearing for the 21st Century Act -- September 25, 2002

  paying banks. Finally, many banks hope to use the authority provided by...and, if so, how extensive those protections should be. We believe that

  URL: https://www.federalreserve.gov/boarddocs/testimony/2002/20020925/default.htm
  



• FRB:Speech, Gramlich--An update on the predatory lending issue--October 9, 2003

  including, surprisingly, early prepayment risk. Subprime loans naturally...and the borrower is forced to take out another loan or to refinance the

  URL: https://www.federalreserve.gov/boarddocs/speeches/2003/20031009/default.htm
  



• SECTION 228.23—Retail Services and Products Test

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  URL: https://www.federalreserve.gov/frrs/regulations/section-22823-retail-services-and-products-test.htm
  



• Questions and Answers About Regulation D

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  URL: https://www.federalreserve.gov/frrs/regulations/questions-and-answers-about-regulation-d.htm
  



• Answers to Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering Considerations

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  URL: https://www.federalreserve.gov/frrs/regulations/answers-to-faqs-regarding-suspicious-activity-reporting-and-other-anti-money-laundering-considerations.htm
  



• Federal Reserve Board Publication

  review-of-monetary-policy-strategy-tools-and-communications-fed-listens-events.htm

  URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20250115.pdf
  

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