Board of Governors of the Federal Reserve System

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• The Fed - Requirements and Prospects for a New Time to Payoff Disclosure for Open End Credit Under Truth in Lending

  A. Durkin Abstract: The Bankruptcy Abuse Prevention and Consumer Protection

  URL: https://www.federalreserve.gov/econres/feds/requirements-and-prospects-for-a-new-time-to-payoff-disclosure-for-open-end-credit-under-truth-in-lending.htm
  



• The Fed - The Effects of Bank Mergers and Acquisitions on Small Business Lending

  A refocusing of the consolidated institution. We are also the first to

  URL: https://www.federalreserve.gov/econres/feds/the-effects-of-bank-mergers-and-acquisitions-on-small-business-lending.htm
  



• The Fed - An agency problem in the MBS market and the solicited refinancing channel of large-scale asset purchases

  a key feature of the MBS market--arises when originators of mortgages

  URL: https://www.federalreserve.gov/econres/feds/an-agency-problem-in-the-mbs-market-and-the-solicited-refinancing-channel-of-large-scale-asset-purchases.htm
  



• The Fed - Does Salient Financial Information Affect Academic Performance and Borrowing Behavior among College Students?

  a reduction of one-third. This reduction in borrowing does not adversely

  URL: https://www.federalreserve.gov/econres/feds/does-salient-financial-information-affect-academic-performance-and-borrowing-behavior-among-college-students.htm
  



• The Fed - Nationwide Branching and its Impact on Market Structure, Quality and Bank Performance

  A. Dick Abstract: Based on a sample for 1993-1999, this paper examines

  URL: https://www.federalreserve.gov/econres/feds/nationwide-branching-and-its-impact-on-market-structure-quality-and-bank-performance.htm
  



• The Fed - Navigating Higher Education Insurance: An Experimental Study on Demand and Adverse Selection

  A. Webber, Ege Aksu, and Jonathan S. Hartley Abstract: We conduct a survey-based

  URL: https://www.federalreserve.gov/econres/feds/navigating-higher-education-insurance-an-experimental-study-on-demand-and-adverse-selection.htm
  



• The Fed - Inflation, Inflation Risk, and Stock Returns

  a) lower future real dividends and (b) higher future required real equity

  URL: https://www.federalreserve.gov/econres/ifdp/inflation-inflation-risk-and-stock-returns.htm
  



• The Fed - Monetary Policy and Homeownership: Empirical Evidence, Theory, and Policy Implications

  A. Dias and Joao B. Duarte Abstract: We show that monetary policy affects

  URL: https://www.federalreserve.gov/econres/ifdp/monetary-policy-and-homeownership-empirical-evidence-theory-policy-implications.htm
  



• The Fed - The Syndrome of Exchange-Rate-Based Stabilization and the Uncertain Duration of Currency Pegs

  a) a strictly-convex hazard rate function describing time-dependent devaluation

  URL: https://www.federalreserve.gov/econres/ifdp/the-syndrome-of-exchange-rate-based-stabilization-and-the-uncertain-duration-of-currency-pegs.htm
  



• The Fed - The Out-of-Sample Forecasting Performance of Exchange Rate Models when Coefficients are Allowed to Change

  P.A.V.B. Swamy Abstract: This study examines the out-of-sample forecasting

  URL: https://www.federalreserve.gov/econres/ifdp/the-out-of-sample-forecasting-performance-of-exchange-rate-models-when-coefficients-are-allowed-to-change.htm
  

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