Board of Governors of the Federal Reserve System

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• Speech by Governor Jefferson on the U.S. economic outlook and considerations for monetary policy - Federal Reserve Board

  loan officers reported that 46 percent of banks had tightened credit terms

  URL: https://www.federalreserve.gov/newsevents/speech/jefferson20230518a.htm
  



• Comments on "Financial Intermediation and the Post-Crisis Financial System" - Federal Reserve Board

  loans relative to true risk resulted in a buildup of leverage in the household

  URL: https://www.federalreserve.gov/newsevents/speech/kohn20090710a.htm
  



• Speech by Governor Brainard on strengthening the Community Reinvestment Act - Federal Reserve Board

  loans and investments that have supported LMI households and communities

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20190201a.htm
  



• The Fed - Regulatory Developments

  loan accommodations and workouts. Joint press release: https://www.federalreserve.gov

  URL: https://www.federalreserve.gov/publications/2023-november-supervision-and-regulation-report-regulatory-developments.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  loan activity was slow because people were nervous to acquire debt. A

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202504-minneapolis.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  Loan growth across the District increased modestly even as several bankers

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202508-atlanta.htm
  



• Testimony by Chair Yellen on the semiannual Monetary Policy Report to the Congress - Federal Reserve Board

  loan market and are working to enhance the effectiveness of our supervisory

  URL: https://www.federalreserve.gov/newsevents/testimony/yellen20140715a.htm
  



• The Fed - Jie Yang

  Loans Usage? Jacob Bochner, Min Wei, and Jie Yang FEDS Notes (2020) https

  URL: https://www.federalreserve.gov/econres/jie-yang.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  Loan demand grew, but the housing market remained weak. Employment was

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202508-summary.htm
  



• The Beige Book Summary of Commentary on Current Economic Conditions By Federal Reserve District For use at 2:00 PM EST

  loan demand declined, credit standards tightened, and delinquency rates

  URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20230308.pdf
  

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