Board of Governors of the Federal Reserve System

and/or reverse pay cuts or freezes, or planning to in 2010. Prices are...the good buildings are not on the market." In Hartford, our contact notes

market, crude prices dropped to slightly below those reported in the last...upper-and middle-income consumers, with particularly strong sales of high-end

and/or lay off some workers. Manufacturing Overall manufacturing activity...and/or slow hiring. High-tech firms say that there is uncertainty about

market and, in the latter case, the Board has not found that the anticompetitive...the "1996 Examination").10 Crestar Bank received an "outstanding" rating

Markets Labor markets continued to ease in most parts of the country in...and/or softening demand for labor. Boston and St. Louis indicated that

markets in most Districts remain tight, although wages pressures are generally...markets noted improvement. New York and Dallas indicated continued improvement

and/or cattle prices. Chicago, Kansas City, Dallas and San Francisco noted...Markets Signs of labor market slowing were evident in several District

markets are tight across all 12 Districts, but the tightness does not ...markets and fewer IPOs. Labor markets remain tight throughout the country

policy or the functioning of the Government securities market? Procedural...market"? Can changes in "tone and feel of the market" be articulated and

and even wisdom--are not enough. National well-being, including material...policy that began more than four decades earlier with the division of