Board of Governors of the Federal Reserve System

bank’s cost of funds, and significant net shares of banks tightened all...banks also mentioned deterioration in the bank’s current or expected capital

bank sizes.2 Banks reported weaker demand, on balance, for C&I loans to...bank sizes, with the largest banks mostly expecting to ease standards.

banks did so on loans to small firms. Foreign banks reported having left...bank sizes.6 A moderate net share of large banks eased standards on government-sponsored

banks’ lending standards should a recession occur. Most banks assigned...bank reporting a probability less than 20 percent. Although banks in general

banks than by other banks, as slightly higher net fractions of other banks...banks than by large banks. Major net shares of banks reported weaker demand

banks than by large banks. Meanwhile, a moderate net share of banks reported...banks from other banks and non-bank sources, and a decrease in internally

banks’ standards have varied since 2005. Banks reported that, on balance...banks cited deterioration in the bank’s current or expected liquidity

bank size categories.4 Meanwhile, banks reported having tightened most...banks reported having eased loan spreads over their banks' cost of funds

banks’ standards have varied since 2005. Banks reported that, on balance...banks reported easier standards across CRE loan types, other banks reported

banks and 23 U.S. branches and agencies of foreign banks. Unless otherwise...banks or were basically unchanged. Banks reported all terms on C&I loans