Board of Governors of the Federal Reserve System

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• The Fed - The Impact of Credit Risk Mispricing on Mortgage Lending during the Subprime Boom

  from 1999-2016, and document that prior to 2008, premiums did not vary...from adverse selection. But after 2008 it reduced its exposure to default

  URL: https://www.federalreserve.gov/econres/feds/the-impact-of-credit-risk-mispricing-on-mortgage-lending-during-the-subprime-boom.htm
  



• FRB: H.2--Actions under delegated authority--Week ending December 21, 2013

  from certain commitments. -Granted, December 16, 2013 Philadelphia GNB...its conversion from a savings association to a commercial bank charter

  URL: https://www.federalreserve.gov/releases/h2/20131221/delactions.htm
  



• Minutes of the Federal Open Market Committee, May 2–3, 2023

  from small and mid-sized banks largely stopped in late March and April...from March despite ongoing focus on the im- plications of the expected

  URL: https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20230503.pdf
  



• FRB: H.2--Actions under delegated authority--Week ending March 2, 2019

  its investment in bank premises. -Approved, February 26, 2019 St. Louis...its subsidiary, Cleo State Bank, Cleo Springs. -Permitted, February 25

  URL: https://www.federalreserve.gov/releases/h2/20190302/delactions.htm
  



• Federal Reserve Board - Order of prohibition against Roslyn Y. Terry

  its customers in connection with her embezzlement of funds from the bank

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20080904a.htm
  



• Federal Reserve Board - Order of prohibition against Kelly M. Dulaney

  from participating in the conduct of the affairs of any financial institution...its loss as a result of Ms. Dulaney's violations of law and unsafe or

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20081215b.htm
  



• Federal Reserve Board - Federal Reserve Board announces approval of the applications by Five Star Bank

  its approval of the applications by Five Star Bank, Warsaw, New York, ...from HSBC; and (2) to establish branches at those locations. Attached

  URL: https://www.federalreserve.gov/newsevents/pressreleases/orders20120727a.htm
  



• Federal Reserve Board - Federal Reserve Board announces approval of applications by Centennial Bank

  its approval of the applications by Centennial Bank, Conway, Arkansas,...from Doral Bank, San Juan, Puerto Rico, pursuant to section 18(c) of the

  URL: https://www.federalreserve.gov/newsevents/pressreleases/orders20150227c.htm
  



• Federal Reserve Board - Order of prohibition against Yolanda Salido

  its customers as a result of her alleged embezzlement of funds from the

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20060519a.htm
  



• Federal Reserve Board - Order of prohibition against Bonnie C. Milne

  its customers in connection with her embezzlement of $20,625 from the

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20070430a.htm
  

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