Board of Governors of the Federal Reserve System

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• Senior Loan Officer Opinion Survey: January 2008

  debt service coverage ratios and lower loan-to-value ratios on commercial

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200801/
  



• Senior Loan Officer Opinion Survey: October 2003

  debt funds, or other private investors. About 15 percent of the adversely

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200310/default.htm
  



• Federal Reserve Board Publication

  Dodd-Frank Act Stress Test 2020: Supervisory Stress Test Results June 2020 B O A R D O F G O V E R N O R S O F T H E F E D E R A L R E S E R

  URL: https://www.federalreserve.gov/publications/files/2020-dfast-results-20200625.pdf
  



• The Fed - Regulatory Arbitrage in the Use of Insurance in the New Standardized Approach for Operational Risk Capital

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  URL: https://www.federalreserve.gov/econres/notes/feds-notes/regulatory-arbitrage-in-the-use-of-insurance-in-the-new-standardized-approach-for-operational-risk-capital-20200330.html
  



• A Risk-Management Perspective on Recent Regulatory Proposals - Federal Reserve Board

  loan-to-value standards and debt-service-coverage ratios are meeting the

  URL: https://www.federalreserve.gov/newsevents/speech/bies20060410a.htm
  



• Addressing Challenges Raised by Basel II Implementation - Federal Reserve Board

  debt obligations, are now included in the trading book. These products

  URL: https://www.federalreserve.gov/newsevents/speech/bies20060704a.htm
  



• Speech by Governor Bowman on monetary policy, economic performance, and lessons for banking regulation - Federal Reserve Board

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  URL: https://www.federalreserve.gov/newsevents/speech/bowman20250109a.htm
  



• The Subprime Mortgage Market - Federal Reserve Board

  loan-to-value ratios--became more common. These looser standards were

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20070517a.htm
  



• Speech by Chairman Bernanke on the effects of the great recession on central bank doctrine and practice - Federal Reserve Board

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  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20111018a.htm
  



• Remarks by Governor Bowman on financial stability risks - Federal Reserve Board

  soundness—to help inform the regulatory and supervisory agenda. Of course

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20240510a.htm
  

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