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The Fed - Default Risk and Private Student Loans: Implications for Higher Education Policies
students facing a binding constraint on government student loans has grown...student loans is that loan terms must reflect students' risk of default
URL: https://www.federalreserve.gov/econres/feds/default-risk-and-private-student-loans-implications-for-higher-education-policies.htm
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The Fed - Student Loan Debt and Aggregate Consumption Growth
loans also could be curtailed by student loan debt, higher student loan...student loan borrowers who are 90+ days past due on their student loan
URL: https://www.federalreserve.gov/econres/notes/feds-notes/student-loan-debt-and-aggregate-consumption-growth-20180221.html
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Supervisory Stress Test Documentation Credit Risk Models - January 2026
loans are assigned to one of the two main loan categories in the CRE model...loans and leases that are graded using firms’ corporate loan rating processes
URL: https://www.federalreserve.gov/supervisionreg/files/credit-risk-models.pdf
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The Fed - A Trillion Dollar Question: What Predicts Student Loan Delinquencies?
loans. However, despite the large size of the student loan market, existing...student debt levels in predicting future student loan credit events. Our
URL: https://www.federalreserve.gov/econres/feds/a-trillion-dollar-question-what-predicts-student-loan-delinquencies.htm
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CODEBOOK FOR 2021 SURVEY OF HOUSEHOLD ECONOMICS AND DECISIONMAKING
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URL: https://www.federalreserve.gov/consumerscommunities/files/SHED_2021codebook.pdf
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The Fed - Saving and Wealth Accumulation among Student Loan Borrowers: Implications for Retirement Preparedness
Student Loan Borrowers: Implications for Retirement Preparedness Lisa ...student loan debt. This chapter analyzes the implications of student loan
URL: https://www.federalreserve.gov/econres/feds/saving-and-wealth-accumulation-among-student-loan-borrowers-implications-for-retirement-preparedness.htm
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Guidance on Private Student Loans with Graduated Repayment Terms at Origination
student loan programs. The credit risk associated with federal student...loan’s terms and features. Principles for Private Student Loans with Graduated
URL: https://www.federalreserve.gov/frrs/guidance/guidance-on-private-student-loans-with-graduated-repayment-terms-at-origination.htm
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The Fed - A Note on the Expected Expiration of Federal Student Loan Forbearance
student loan borrowers: (1) a suspension of loan payments, (2) a zero ...student debt—we dropped all cosigned loans. Most private student loans
URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-the-expected-expiration-of-federal-student-loan-forbearance-20220527.html
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FRB: Student Loan Counseling Challenges and Opportunities: Appendix A
Student Loan Counseling Challenges and Opportunities Preface Executive...loans do they have the most difficulty understanding? What approaches
URL: https://www.federalreserve.gov/econresdata/2016-student-loan-counseling-challenges-and-opportunities-appendix-a.htm
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FRB: Student Loan Counseling Challenges and Opportunities: Introduction
Student Loan Counseling Federal Student Aid Entrance Counseling Tool Literature...Student Loan Counseling All students borrowing Federal Direct Loans must
URL: https://www.federalreserve.gov/econresdata/2016-student-loan-counseling-challenges-and-opportunities-introduction.htm
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