Board of Governors of the Federal Reserve System

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• FRB: September 2004 Statistical Supplement--Applications for One- to Four-Family Home Loans Reported under HMDA, 2003

  Black 74.5 13.9 9.2 2.4 100 63.6 24.3 8.9 3.2 100 4 Hispanic 74.6 12.3...Black 70.1 18.0 9.1 2.9 100 55.8 33.1 7.8 3.3 100 12 Hispanic 72.3 15.3

  URL: https://www.federalreserve.gov/pubs/supplement/2004/09/table4_40a.htm
  



• FRB: Beige Book - Full report

  January 22, 1997 Summary of Commentary on Current Economic Conditions by Federal Reserve District Summary Prepared at the Federal Reserve Bank

  URL: https://www.federalreserve.gov/fomc/beigebook/1997/19970122/FullReport.htm
  



• The Fed - John R. Krainer

  Black, John R. Krainer, and Joseph B. Nichols Review of Financial Studies...Black, John Krainer, and Joseph Nichols Finance and Economics Discussion

  URL: https://www.federalreserve.gov/econres/john-r-krainer.htm
  



• FRB: Speech, Greenspan--Critical role of education in the nation's economy--February 20, 2004

  history of our nation. But with that bounty has also come the inevitable...history clearly shows, our economy is best served by full and vigorous

  URL: https://www.federalreserve.gov/boarddocs/speeches/2004/200402202/default.htm
  



• FRB: Testimony, Gramlich--Regulation Z (Truth in Lending Act)--May 17, 2005

  history and the act was substantially revised by the Truth in Lending

  URL: https://www.federalreserve.gov/boarddocs/testimony/2005/20050517/default.htm
  



• Protecting Homeowners and Sustaining Homeownership - Federal Reserve Board

  month for which data are available, about 24 percent of subprime adjustable-rate...months of loan origination, known as early payment defaults. In January

  URL: https://www.federalreserve.gov/newsevents/speech/kroszner20080327a.htm
  



• The Fed - Monetary Policy:

  month change in the price index for personal consumption expenditures ...months ending in June, slightly lower than the year-earlier pace. According

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20250730.htm
  



• FRB: Speech, Ferguson -- Are Banks Safe for the World? -- April 16, 1998

  history of supporting troubled institutions may have left that impression

  URL: https://www.federalreserve.gov/boarddocs/speeches/1998/19980416.htm
  



• FRB: The Tools and Transmission of Federal Reserve Monetary Policy in the 1920s

  month (roughly 3,000 borrowers out of 9,000 member banks). We estimate

  URL: https://www.federalreserve.gov/econresdata/notes/feds-notes/2016/tools-and-transmission-of-federal-reserve-monetary-policy-in-the-1920s-20161122.html
  



• Federal Reserve Board - Monetary Policy and the Distribution of Income: Evidence from U.S. Metropolitan Areas, Accessible Data

  black line depicts the share of adjusted gross income earned by the top...black line) distributions of (real) total income per household and (real

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/monetary-policy-and-the-distribution-of-income-evidence-from-us-metropolitan-areas-accessible-20250331.htm
  

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