Board of Governors of the Federal Reserve System

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• The Fed - A Note on Gender Differences in Credit Card Limit Changes

  debt product in the United States. Over 191 million Americans have at

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-note-on-gender-differences-in-credit-card-limit-changes-20241220.html
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Income and Expenses

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-income-and-expenses.htm
  



• The Fed - High-frequency Spending Responses to the Earned Income Tax Credit

  debt at the time of tax filing. Of course, from a prospective survey,

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/high-frequency-spending-responses-to-the-earned-income-tax-credit-20180621.html
  



• The Fed - Record of Policy Actions of the Board of Governors

  debt from qualifying minority depository institutions and community development...debt to qualify as additional tier 1 capital or tier 2 capital, respectively

  URL: https://www.federalreserve.gov/publications/2021-ar-record-of-policy-actions-of-the-board-of-governors.htm
  



• The Fed - Higher Education and Human Capital

  Debt and Student LoansRetirementConclusionAppendix A: Technical Appendix...Debt and Student Loans" section of this report. Consistent with findings

  URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-higher-education-capital.htm
  



• Speech by Vice Chairman Fischer on housing and financial stability - Federal Reserve Board

  debt-to-income (DTI) ratio limits aim to prevent borrowers from taking...debt. The limits can also be adjusted in response to conditions in housing

  URL: https://www.federalreserve.gov/newsevents/speech/fischer20170620a.htm
  



• Speech by Governor Bowman on the Federal Reserve's balance sheet as a monetary policy tool - Federal Reserve Board

  debt in the lead-up to the 2008 financial crisis and a subsequent steep...debt, should the FOMC have conducted such large p

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20240528a.htm
  



• Speech by Governor Brainard on the disconnect between inflation and employment in the new normal - Federal Reserve Board

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20190516a.htm
  



• Economic Challenges: Past, Present, and Future - Federal Reserve Board

  debt, these commitments left financial institutions dangerously exposed...debt, and increased access to funding from central banks.1 This strong

  URL: https://www.federalreserve.gov/newsevents/speech/20100407a.htm
  



• Stabilizing the Housing Market: Next Steps - Federal Reserve Board

  debt have led to a reduction in the availability of mortgage debt as well

  URL: https://www.federalreserve.gov/newsevents/speech/duke20090211a.htm
  

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