Board of Governors of the Federal Reserve System

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• The Fed - Bank Profitability and Debit Card Interchange Regulation: Bank Responses to the Durbin Amendment

  Card Interchange Regulation: Bank Responses to the Durbin Amendment Benjamin...card payment processing industry and caps debit card interchange fees

  URL: https://www.federalreserve.gov/econres/feds/bank-profitability-and-debit-card-interchange-regulation-bank-responses-to-the-durbin-amendment.htm
  



• FRB: Z.1 Release--Summary Statistics--Growth of Domestic Nonfinancial Debt--December 9, 2004

  credit rose 6 percent. Debt of nonfinancial businesses increased at a ...credit card orders. The Internet site for this release at the location

  URL: https://www.federalreserve.gov/releases/z1/20041209/accessible/summary.htm
  



• Speech by Vice Chair for Supervision Barr on Basel III endgame - Federal Reserve Board

  credit card exposures where the borrower uses only a small portion of ...credit limits. The second proposed change related to credit risk would

  URL: https://www.federalreserve.gov/newsevents/speech/barr20240910a.htm
  



• Speech by Governor Brainard on "Is the Middle Class within Reach for Middle-Income Families?" - Federal Reserve Board

  credit to meet unexpected expenses is pronounced among those already carrying...credit card most or all of the time, and the same households are five

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20190510a.htm
  



• The Fed - Greater Wealth, Greater Uncertainty: Changes in Racial Inequality in the Survey of Consumer Finances

  Skip to main content FEDS Notes Twitter Share RSS October 18, 2023 Greater Wealth, Greater Uncertainty: Changes in Racial Inequality in the Survey

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/greater-wealth-greater-uncertainty-changes-in-racial-inequality-in-the-survey-of-consumer-finances-20231018.html
  



• Basel II Capital Accord - Notice of proposed rulemaking (NPR) and supporting Board documents - Draft Basel II NPR - Part VIII - Disclosure

  credit risk (excluding counterparty credit risk disclosed in accordance...credit risk exposures,32 and average gross credit risk exposures, over

  URL: https://www.federalreserve.gov/generalinfo/basel2/DraftNPR/NPR/part_8.htm
  



• Speech by Governor Waller on the economic outlook - Federal Reserve Board

  credit card and auto loan delinquency rates rise above their pre-pandemic

  URL: https://www.federalreserve.gov/newsevents/speech/waller20240521a.htm
  



• FRB: Supervisory Stress Test Results , Dodd-Frank Act Stress Test 2015: Supervisory Stress Test Methodology and Results March-2015

  credit-related RWAs for some BHCs. Projected Losses The Federal Reserve...credit card loans are the single largest category of losses at $83 billion

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2015-Supervisory-Stress-Test-Results.htm
  



• FRB: Overall Economic Well-Being, Report on the Economic Well-Being of U.S. Households in 2015

  Credit Access, and Credit Usage Housing and Household Living Arrangements

  URL: https://www.federalreserve.gov/econresdata/2016-economic-well-being-of-us-households-in-2015-household-economic-wellbeing.htm
  



• The Fed - Monetary Policy:

  credit spreads had remained very tight, and the trade-weighted value of

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20250129.htm
  

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