Board of Governors of the Federal Reserve System

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• Mortgage Delinquencies and Foreclosures - Federal Reserve Board

  and, through their effects on the valuation of mortgage-related assets...including Minnesota, Michigan, and Wisconsin--and a number of other states

  URL: https://www.federalreserve.gov/newsevents/speech/Bernanke20080505a.htm
  



• FRB: Speech, Bernanke--International Monetary Reform and Capital Freedom--October 14, 2004

  including many emerging-market and developing nations as well as the advanced...and, moreover, that this excess volatility has in some cases inhibited

  URL: https://www.federalreserve.gov/boarddocs/speeches/2004/20041014/default.htm
  



• The Fed - Banking and Credit

  Pay Later (BNPL) remained low compared with use of traditional payment

  URL: https://www.federalreserve.gov/publications/2024-economic-well-being-of-us-households-in-2023-banking-credit.htm
  



• The Fed - Federal Funds Rate Control with Voluntary Reserve Targets

  pays interest on those reserves at a rate termed the interest on excess...and, consequently, the quantity of reserves in the system. This tends

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/federal-funds-rate-control-with-voluntary-reserve-targets-20190826.html
  



• The Fed - How Do FOMC Actions and U.S. Macroeconomic Data Announcements Move Brazilian Sovereign Yield Spreads and Stock Prices?

  including for nonfarm payrolls and the CPI, prompt an increase in the

  URL: https://www.federalreserve.gov/econres/ifdp/how-do-fomc-actions-and-us-macroeconomic-data-announcements-move-brazilian-sovereign-yield-spreads-and-stock-prices.htm
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Banking and Credit

  paying off their balances in full each month and avoiding interest charges

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-banking-and-credit.htm
  



• FRB: Speech, Greenspan -- Currency reserves and debt -- April 29, 1999

  paying higher interest rates for the domestic borrowings employed to purchase...including exchange rates. The problem with this view is that it means

  URL: https://www.federalreserve.gov/boarddocs/speeches/1999/19990429.htm
  



• The Fed - Supervisory Stress Test Framework and Model Methodology

  including PPNR; provisions for credit losses; losses on loans held for...including graded commercial and industrial (C&I) loans, agricultural loans

  URL: https://www.federalreserve.gov/publications/june-2020-supervisory-stress-test-framework-and-model-methodology.htm
  



• FRB: Press Release -- Request for comment on changes to the Truth in Lending Act -- March 31, 1997

  Release Date: March 31, 1997 For immediate release The Federal Reserve Board today announced that it is seeking additional public comment on

  URL: https://www.federalreserve.gov/boarddocs/press/boardacts/1997/19970331/
  



• The Fed - Stigma and the discount window

  including redesign of its facilities in 2003 and the use of the discount...pay extra attention to any signals of potential weakness. Investors in

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/stigma-and-the-discount-window-20171219.html
  

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