Board of Governors of the Federal Reserve System

including factoring, investment services, and real estate development ...and, after establishing the proposed branch, would be a qualifying foreign

including the number of competitors that would remain in the market and...and, as such, may be enforced in proceedings under applicable law. The

including the provision of deposit accounts, short- and long-term financing...including serving as a liaison between customers and Bank's offices in

and, after establishing the proposed branch, would be a qualifying foreign...including the relationship of the foreign bank to any affiliate, to assess

including Citizens, would each control a market share of more than 5 percent...and, as such, may be enforced in proceedings under applicable law. The

including WestStar, would remain in the Bartlesville banking market, including...and, as such, may be enforced in proceedings under applicable law. The

and, after establishing the proposed branch, would be a qualifying foreign...including the relationship of the foreign bank to any affiliate, to assess

including commercial banking, finance, insurance, real estate, and travel-related...including the relationship of the foreign bank to any affiliate, to assess

including relevant reports of examination and consultation with other ...and, as such, may be enforced in proceedings under applicable law. This

and, as such, may be enforced in proceedings under applicable law. The...and, before commencing business, to merge the interim state bank with