Board of Governors of the Federal Reserve System

key drivers of changes in clearing balances, and are discussed in greater...Reserve-priced services. One way to capture how priced services influence

and, in fact may create new forms of risk that may not be clearly understood...compared with many other types of bank loans. But in times of stress,

compares with different industries in the state, tribes would rank 9th...key impediments to financial access. Native communities face impediments

price pressures in check. Moreover, I expect these recent favorable price...key factor that has likely boosted spending--and thus held down saving

comparing credit conditions and bankruptcy exemptions across states. We

key findings. First, our high-frequency data confirm that banks with high...compared to only 7 cents on average). Third, in addition to funding loan

and that share fell to about 4 percent by 2016. Focusing our attention...and often is) characterized as shifting the risk associated with providing

best ideas, decisionmaking, and--ultimately--service to the public. We...prices, and moderate long-term interest rates in the U.S. economy. Promotes

and, of course, the federal funds rate projections, or "dot plot," added...best outcomes are reached when opposing viewpoints are clearly and strongly

prices in some markets this past year. Industrial commodity prices turned...prices rose appreciably and, together with the new investment, further