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From: To: Subject: Date: Attachments: [External] Comment to Proposed Merger between Fifth Third and Comerica, with
Federal Reserve still fully supervises Comerica. The Federal Reserve should...federal efforts of evaluating this proposed merger. 6. The Federal Reserve
URL: https://www.federalreserve.gov/foia/files/fifth-third-comerica-public-comments-2.pdf
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Toronto-Dominion Bank, October 1, 2025
credit, market (including equity, commodity, foreign exchange, interest...debt crises; increased funding costs and market volatility due to market
URL: https://www.federalreserve.gov/supervisionreg/resolution-plans/toronto-dominion-bk-3g-20251001.pdf
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Report to Congress on Government-Administered, General-Use Prepaid Cards - December 2025
eliminate programs and may alter disbursement methods for existing programs...card disbursements in federal programs totaled $42.2 billion. Government-Administered
URL: https://www.federalreserve.gov/publications/files/government-prepaid-report-202512.pdf
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Federal Advisory Council - Record of Meeting - November 20, 2025
Federal Advisory Council and Board of Governors Thursday, November 20,...bank lending to non-bank financial institutions, such as private credit
URL: https://www.federalreserve.gov/aboutthefed/files/fac-20251120.pdf
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The Fed - Economic Preparedness and Emergency Savings
credit card that they would pay in full at their next statement (collectively...credit card that they pay off over time and 27 percent simply could not
URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-economic-preparedness.htm
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The Fed - FEDS Notes - 2021
Credit Card Balances Decline so Much during the COVID-19 Pandemic Robert...credit card balances in the United States experienced unprecedented declines
URL: https://www.federalreserve.gov/econres/notes/feds-notes/2021-index.htm
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The Fed - Pay-by-Bank and the Merchant Payments Use Case: Benefits, risks and potential impacts on consumer payment behaviors in the U.S.
American Payments Insights study finds that the majority of users (65 ...credit cards. By reducing or eliminating various fees—mainly interchange
URL: https://www.federalreserve.gov/econres/notes/feds-notes/pay-by-bank-and-the-merchant-payments-use-case-benefits-20250707.html
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January 2026 Senior Loan Officer Opinion Survey on Bank Lending Practices
FEDERAL RESERVE BANKS Enclosed for distribution to respondents is a national...for, bank loans to businesses and households over the past three months
URL: https://www.federalreserve.gov/data/documents/sloos-202601.pdf
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Interagency Guidance on Credit Card Lending
credit card debt within 60 months. Repayment terms for workout programs...eliminate interest rates and fees so that more of the payment is applied
URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidance-on-credit-card-lending.htm
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SECTION 1026.60—Credit and Charge Card Applications and Solicitations
Elimination of Agricultural Export Subsidies SECTION 45—Sustaining Economic...American Taxpayers Crimes and Bank Protection CRIMINAL CODE (18 U.S.C.
URL: https://www.federalreserve.gov/frrs/regulations/section-102660-credit-and-charge-card-applications-and-solicitations.htm
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