Board of Governors of the Federal Reserve System

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• The Fed - Senior Credit Officer Opinion Survey, March 2025

  Credit Officer Opinion Survey on Dealer Financing Terms PDF Senior Credit...Credit Exposures and Indicators of Supply of Credit"). Dealers cited more-aggressive

  URL: https://www.federalreserve.gov/data/scoos/scoos-202503.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  credit card, auto, and mortgage loan portfolios. Consumer loan terms tightened

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202407-chicago.htm
  



• The Fed - Publications: Economic Well-Being of U.S. Households (SHED)

  CreditHousingHigher EducationStudent Loans and Other Education DebtRetirementFinancial...credit card paid off at the next statement was essentially unchanged from

  URL: https://www.federalreserve.gov/publications/2020-economic-well-being-of-us-households-in-2019-financial-repercussions-from-covid-19.htm
  



• The Fed - Federal Reserve System Audits

  Credit Markets Served by the Programs Have Stabilized, but Vulnerabilities

  URL: https://www.federalreserve.gov/publications/2021-ar-federal-reserve-system-audits.htm
  



• The Housing Market and Subprime Lending - Federal Reserve Board

  credit default swaps for subprime mortgage-backed securities (MBS) began...credit-card disclosures, we will be doing extensive consumer testing to

  URL: https://www.federalreserve.gov/newsevents/speech/bernanke20070605a.htm
  



• The Fed - Monetary Policy:

  Skip to main content Federal Open Market Committee PDF FOMC Minutes, November 7-8, 2018 Minutes of the Federal Open Market Committee November 7-8,

  URL: https://www.federalreserve.gov/monetarypolicy/fomcminutes20181108.htm
  



• FRB: Supervisory Stress Test Framework and Model Methodology, Dodd-Frank Act Stress Test 2016: Supervisory Stress Test Methodology and Results June-2016

  credit losses due to failure to pay obligations (cash flow losses resulting...credit impairment but generally do not incorporate differences reflecting

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2016-Supervisory-Stress-Test-Framework-and-Model-Methodology.htm
  



• FOMC Minutes January 30–31, 2024

  Minutes of the Federal Open Market Committee January 30–31, 2024 A joint meeting of the Federal Open Market Committee and the Board of Governors

  URL: https://www.federalreserve.gov/monetarypolicy/files/fomcminutes20240131.pdf
  



• The Fed - Beige Book - September 6, 2023

  credit lines. Agriculture conditions were somewhat mixed, but reports

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202309.htm
  



• FRB: Dodd-Frank Act Stress Test 2014: Supervisory Stress Test Methodology and Results - Accessible Version

  Dodd-Frank Act Stress Test 2014: Supervisory Stress Test Methodology and Results - Accessible Version Figure 1. Historical and stressed tier 1

  URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2014-accessible-version.htm
  

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