Board of Governors of the Federal Reserve System

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• The Fed - Reversing the Trend: The Recent Expansion of the Reverse Mortgage Market

  line-of-credit payment plan, single male borrowers, and borrowers with

  URL: https://www.federalreserve.gov/econres/feds/reversing-the-trend-the-recent-expansion-of-the-reverse-mortgage-market.htm
  



• The Fed - Borrowing From Yourself: 401(k) Loans and Household Balance Sheets

  credit cards and auto loans. We estimate that households with access to

  URL: https://www.federalreserve.gov/econres/feds/borrowing-from-yourself-401k-loans-and-household-balance-sheets.htm
  



• The Fed - Subprime Mortgages: What, Where, and to Whom?

  credit score category and more black and Hispanic residents. Areas with

  URL: https://www.federalreserve.gov/econres/feds/subprime-mortgages-what-where-and-to-whom.htm
  



• The Fed - Inframarginal Borrowers and the Mortgage Payment Channel of Monetary Policy

  credit bureau, lender, and servicer data on mortgage payments and originations

  URL: https://www.federalreserve.gov/econres/feds/inframarginal-borrowers-and-the-mortgage-payment-channel-of-monetary-policy.htm
  



• The Fed - Nonlinear Effects of Loan-to-Value Constraints

  credit constraints. These constraints give rise to a Fisherian debt-deflation

  URL: https://www.federalreserve.gov/econres/feds/nonlinear-effects-of-loan-to-value-constraints.htm
  



• The Fed - Optimal Design of Contingent Capital

  Credit Suisse in March 2023. Keywords: Contingent convertible debt, Bail-in

  URL: https://www.federalreserve.gov/econres/feds/optimal-design-of-contingent-capital.htm
  



• The Fed - Risk Perception and Loan Underwriting in Securitized Commercial Mortgages

  credit being extended to commercial real estate assets. We conclude that

  URL: https://www.federalreserve.gov/econres/feds/risk-perception-and-loan-underwriting-in-securitized-commercial-mortgages.htm
  



• The Fed - SR 24-8/CA 24-6 on Interagency Statement on Elder Financial Exploitation

  Credit Union Administration, Office of the Comptroller of the Currency

  URL: https://www.federalreserve.gov/supervisionreg/srletters/sr2408.htm
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Overall

  CreditHousingHigher Education and Student LoansDescription of the SurveyAcknowledgements

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-overall-financial-well-being.htm
  



• The Fed - The Government-Sponsored Enterprises and the Mortgage Crisis: The Role of the Affordable Housing Goals

  credit to high-risk borrowers than they otherwise would have supplied.

  URL: https://www.federalreserve.gov/econres/feds/the-government-sponsored-enterprises-and-the-mortgage-crisis-the-role-of-the-affordable-housing-goals.htm
  

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