Board of Governors of the Federal Reserve System

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• The Fed - Optimal Dynamic Capital Requirements and Implementable Capital Buffer Rules

  credit to GDP ratio rises, and relaxing them when it falls; this rule

  URL: https://www.federalreserve.gov/econres/feds/optimal-dynamic-capital-requirements-and-implementable-capital-buffer-rules.htm
  



• The Fed - "Revitalize or Stabilize": Does Community Development Financing Work?

  credit market outcomes. Accessible materials (.zip) DOI: https://doi.org

  URL: https://www.federalreserve.gov/econres/feds/revitalize-or-stabilize-does-community-development-financing-work.htm
  



• The Fed - An Empirical Test of a Two-Factor Mortgage Valuation Model: How Much Do House Prices Matter?

  credit-related impact of the loan-to-value ratio (LTV) on prepayment.

  URL: https://www.federalreserve.gov/econres/feds/an-empirical-test-of-a-two-factor-mortgage-valuation-model-how-much-do-house-prices-matter.htm
  



• The Fed - Nationwide Branching and its Impact on Market Structure, Quality and Bank Performance

  Credit risk increases as greater geographic diversification might provide

  URL: https://www.federalreserve.gov/econres/feds/nationwide-branching-and-its-impact-on-market-structure-quality-and-bank-performance.htm
  



• The Fed - Corporate Governance and Risk Management at Unprotected Banks: National Banks in the 1890s

  credit, or to take excessive risks that benefit themselves at the expense

  URL: https://www.federalreserve.gov/econres/feds/corporate-governance-and-risk-management-at-unprotected-banks-national-banks-in-the-1890s.htm
  



• The Fed - The Impact of the Small Business Lending Fund on Community Bank Lending to Small Businesses

  credit to small businesses, the Small Business Lending Fund (SBLF) was

  URL: https://www.federalreserve.gov/econres/feds/the-impact-of-the-small-business-lending-fund-on-community-bank-lending-to-small-businesses.htm
  



• The Fed - Have the Doors Opened Wider? Trends in Homeownership by Race and Income

  credit scoring PDF: Full Paper Disclaimer: The economic research that

  URL: https://www.federalreserve.gov/econres/feds/have-the-doors-opened-wider-trends-in-homeownership-by-race-and-income.htm
  



• The Fed - The Scope of Monetary Policy Actions Authorized under the Federal Reserve Act

  credit risk onto its balance sheet. We also provide some historical perspective

  URL: https://www.federalreserve.gov/econres/feds/the-scope-of-monetary-policy-actions-authorized-under-the-federal-reserve-act.htm
  



• The Fed - Does Salient Financial Information Affect Academic Performance and Borrowing Behavior among College Students?

  credits and have higher GPAs in the subsequent semester. Accessible materials

  URL: https://www.federalreserve.gov/econres/feds/does-salient-financial-information-affect-academic-performance-and-borrowing-behavior-among-college-students.htm
  



• The Fed - Slow capital, fast prices: Shocks to funding liquidity and stock price reversals

  credit unions, other financial institutions, economic history, equity,

  URL: https://www.federalreserve.gov/econres/feds/slow-capital-fast-prices-shocks-to-funding-liquidity-and-stock-price-reversals.htm
  

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