Board of Governors of the Federal Reserve System

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• The Fed - Mortgage Design, Repayment Schedules, and Household Borrowing

  credit constraints as the primary explanation. We develop a model to evaluate

  URL: https://www.federalreserve.gov/econres/feds/mortgage-design-repayment-schedules-and-household-borrowing.htm
  



• The Fed - Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance

  credit flows. Data from developing nations are also consistent with favorable

  URL: https://www.federalreserve.gov/econres/feds/further-evidence-on-the-link-between-finance-and-growth-an-international-analysis-of-community-banking-and-economic-perform.htm
  



• The Fed - Tax Exhaustion, Firm Investment, and Leasing: A Test of the Q Model of Investment

  credits. However, tax exhausted firms face a higher cost of capital, and

  URL: https://www.federalreserve.gov/econres/feds/tax-exhaustion-firm-investment-and-leasing-a-test-of-the-q-model-of-investment.htm
  



• The Fed - Commercial Lending and Distance: Evidence from Community Reinvestment Act Data

  credit scoring have increased the ability of banks to lend to distant

  URL: https://www.federalreserve.gov/econres/feds/commercial-lending-and-distance-evidence-from-community-reinvestment-act-data.htm
  



• The Fed - The Magnitude and Cyclical Behavior of Financial Market Frictions

  credit spreads on publicly traded debt for about 900 U.S. firms over the

  URL: https://www.federalreserve.gov/econres/feds/the-magnitude-and-cyclical-behavior-of-financial-market-frictions.htm
  



• The Fed - The Rise in U.S. Household Indebtedness: Causes and Consequences

  credit and higher levels of assets should give households, on average,

  URL: https://www.federalreserve.gov/econres/feds/the-rise-in-us-household-indebtedness-causes-and-consequences.htm
  



• The Fed - Small Businesses and Small Business Finance during the Financial Crisis and the Great Recession: New Evidence From the Survey of Consumer Finances

  credit constraints. We document numerous and often complex interdependencies

  URL: https://www.federalreserve.gov/econres/feds/small-businesses-and-small-business-finance-during-the-financial-crisis-and-the-great-recession.htm
  



• Federal Reserve Board - Statement by Chairman Ben S. Bernanke

  credit available to qualified borrowers and supporting sustainable homeownership

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bernankeregz20080714.htm
  



• The Fed - Foreign economic policy uncertainty and U.S. equity returns

  credit demand decline in response to such a shock. Keywords: Economic

  URL: https://www.federalreserve.gov/econres/ifdp/foreign-economic-policy-uncertainty-and-us-equity-returns.htm
  



• Federal Reserve Board - Agencies announce consideration of risk retention notice of proposed rulemaking

  credit risk for any asset that it transfers, sells, or conveys to a third

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20110328a.htm
  

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