Board of Governors of the Federal Reserve System

from other banks or nonbank lenders (other financial intermediaries or...from normal seasonal variation, how has the number of inquiries from potential

from the index. Petroleum refining and crude oil and natural gas extraction...from that of a year earlier. Average hourly earnings rose only moderately

from last year's levels. Consumer Spending Retail contacts reported that...from past aggressive incentives cutting into current sales. Half of the

from District contacts painted a mixed picture of the District economy...from the housing construction and auto sectors. Labor markets remained

from Third District business contacts in February were mixed but, on balance...from their customers to limit or reduce prices. Retail Retailers in the

from the spirited pace seen earlier in the year, building activity remains...from dealers association spokespersons. A businessman from northeastern

from the previous period, but demand for commercial real estate continued...from financial institutions reported that loan demand was largely unchanged

from contacts for late November through December continued to paint a ...from increased sales to foreign tourists. In general, auto dealers reported

from financial institutions reported a decline in loan demand and credit...from their recent highs. However, these prices generally remained at elevated

from July to August and were similar to year-ago levels. Energy-producing...from July in most areas and higher than a year ago throughout the district