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Borrowing and Spending in the Money: Debt Substitution and the Cash-out Refinance Channel of Monetary Policy
credit bureau records matched to mortgage servicing data, we first estimate...credit cards, personal loans, HELOCs, and second liens), and how this
URL: https://www.federalreserve.gov/econres/feds/files/2023073pap.pdf
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FRB: Dodd-Frank Act Stress Test 2016: Supervisory Stress Test Methodology and Results - Accessible Version
Credit cards 92 Commercial and industrial loans 93 Securities losses (
URL: https://www.federalreserve.gov/bankinforeg/stress-tests/2016-accessible-version.htm
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URL: https://www.federalreserve.gov/econres/files/codebk2010.txt
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Community Banks: The Continuing Importance of Relationship Finance - Federal Reserve Board
credit to these agents depends on “soft” information that may be generated...credit card loans. These products are quite different from traditional
URL: https://www.federalreserve.gov/newsevents/speech/kroszner20070305a.htm
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Federal Reserve Board - Lessons from the History of the U.S. Regulatory Perimeter, Accessible Data
credit corporation" (1932): Emergency Relief and Construction Act, Pub...credit union" (1934): Federal Credit Union Act, Pub. L. No. 73-467, §
URL: https://www.federalreserve.gov/econres/notes/feds-notes/lessons-from-the-history-of-the-u-s-regulatory-perimeter-accessible-20211015.htm
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FRB: Speech, Ferguson--The Proposed U.S. Approach to Regulatory Capital--November 13, 2003
credit, and credit risk mitigation. One should not forget that, on a parallel...credit risk, known as A-IRB, and the advanced measurement approach for
URL: https://www.federalreserve.gov/boarddocs/speeches/2003/20031113/default.htm
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FRB: Testimony, Roseman--Recent developments in the payments system--April 20, 2005
Credit, Committee on Financial Services, U.S. House of Representatives...credit and debit cards or through the automated clearinghouse (ACH), have
URL: https://www.federalreserve.gov/boarddocs/testimony/2005/20050420/default.htm
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Federal Reserve Board - 2023
Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs
URL: https://www.federalreserve.gov/foia/foia-officer-report-2023.htm
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Beige Book -- April 2025
The Beige Book Summary of Commentary on Current Economic Conditions by Federal Reserve District April 2025 F E D E R A L R E S E R V E S Y S
URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20250423.pdf
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FRB: FEDS Notes: How Does Student Loan Debt Affect Light Vehicle Purchases?
Credit Panel FRBNY/Equifax (CCP) data, Brown and Caldwell (2013) find ...credit card debt outstanding. Importantly, separating student loan borrowing
URL: https://www.federalreserve.gov/econresdata/notes/feds-notes/2015/how-does-student-loan-debt-affect-light-vehicle-purchases-20150202.html
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