Board of Governors of the Federal Reserve System

from Twelfth District contacts indicate that the economy continued to ...from District banking contacts indicated that demand from businesses for

from a year earlier and at or above expectations; tourist-related business...from a year ago, with considerable variation across products. Respondents

from Beige Book contacts generally indicated a solid pace of overall economic...from the national economy and their respective regional economies in the

from a year ago, while major discounters report gains of 3-6 percent. ...from a year ago. Virtually all contacts say that unseasonably mild weather

from about the same to moderately stronger. Credit standards for commercial...from about the same to weaker. Credit standards for residential mortgage

from the previous period, and all contacts expected further contraction...from foreign travelers. Hotels in the mid- and lower-tiers fared better

from business and other contacts outside the Federal Reserve and is not...from the twelve Federal Reserve Districts suggest that, on balance, national

from 73 domestic banks and 23 U.S. branches and agencies of foreign banks...from other banks or nonbank lenders as an important reason for having

from other banks or nonbank lenders (other financial intermediaries or...from other banks or nonbank lenders (other financial intermediaries or

from a brisk pace in the second quarter. Outside the motor vehicle sector...from the second-quarter pace. Recent economic indicators from the emerging-market