Board of Governors of the Federal Reserve System

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• The Fed - Monetary Policy: Beige Book (Branch)

  income consumers but also caused more higher-income Americans to vacation

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202505-atlanta.htm
  



• FRB: Speech, Gramlich -- CRA and financial modernization -- March 7, 2000

  moderate-income lending in low- and moderate-income areas at regular intervals...moderate-income individuals). About 20 percent of institutions receive

  URL: https://www.federalreserve.gov/boarddocs/speeches/2000/20000307.htm
  



• The Fed - Dodd-Frank Act Stress Test 2024: Supervisory Stress Test Results June - 2024 - Executive Summary

  income less noninterest expenses (see box 2, figure C for more information...income at these banks, such as investment banking fees, has declined significantly

  URL: https://www.federalreserve.gov/publications/2024-june-dodd-frank-act-stress-test-executive-summary.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  income. Due to continued low inventory levels, new auto sales remained...income expectations for 2022 were little changed. St. Louis Economic conditions

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202207-summary.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  income consumers to substitute increasingly to lower-priced goods. Travel...incomes grew slightly, despite adverse drought conditions. Dallas Modest

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202211-summary.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  low-income families with a temporary income boost with many planning to

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202404-dallas.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  income puts some vulnerable small businesses, already operating on thin...moderate-income households who are locating further out from the city

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202407-dallas.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  income fell. Activity among minority- and women-owned business enterprises...incomes in the second quarter of 2024 relative to a year earlier, with

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202407-minneapolis.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  incomes, while livestock and dairy producers were faring better. However...income noticed a "continual downturn" in spending in recent weeks. Only

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202408-minneapolis.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  lower-income groups, middle- to high-income consumers, while continuing

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202410-atlanta.htm
  

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