Board of Governors of the Federal Reserve System

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• FRB: Beige Book--Kansas City--April 16, 2008

  change. The number of firms reporting wage pressures and difficulty hiring...changed over the month, but still below last year. District hiring announcements

  URL: https://www.federalreserve.gov/fomc/beigebook/2008/20080416/10.htm
  



• FRB: Student Loan Counseling Challenges and Opportunities: Findings by Topic

  skip to content Student Loan Counseling Challenges and Opportunities Preface Executive Summary Introduction Methodology Findings by Topic Conclusion

  URL: https://www.federalreserve.gov/econresdata/2016-student-loan-counseling-challenges-and-opportunities-findings-by-topic.htm
  



• Interagency Guidelines on Policies

  changes in market conditions that are relevant to its lending decisions...changes in economic variables such as interest rates, vacancy rates, or

  URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidelines-on-policies.htm
  



• Interagency Guidance on Correspondent Concentration Risks

  changes in market condi tions or in a correspondent’s financial condition...changes in the correspondent’s financial condition. However, contingency

  URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidance-on-correspondent-concentration-risks.htm
  



• FRB: Speech, Bernanke--The economic outlook--September 4, 2003

  changed in eleven unpredictable ways that no one can blame you for failing

  URL: https://www.federalreserve.gov/boarddocs/speeches/2003/200309042/default.htm
  



• FRB: FOMC Minutes - October 28, 2003

  changes in shipments and sales in the July-August period kept book-value

  URL: https://www.federalreserve.gov/fomc/minutes/20031028.htm
  



• FRB: Supervisory Letter SR 25-2 on order granting an exemption from the Customer Identification Program Rule requirement related to a bank obtaining Taxpayer Identification Number information from the customer -- August 15, 2025

  changes in the way that customers interact with banks and receive financial

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR2502.pdf
  



• The Fed - Preserving and Promoting Minority Depository Institutions Annual Report 2023

  changes to the portfolio in 2023: Sovereign Bank (formerly known as First...changed their primary regulator from the Office of the Comptroller of

  URL: https://www.federalreserve.gov/publications/2024-april-preserving-promoting-minority-depository-institutions.htm
  



• The Fed - Publications: Annual Report of the Board of Governors of the Federal Reserve System

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/publications/2019-ar-consumer-and-community-affairs.htm
  



• Federal Reserve Board - A Better Way of Understanding the US Consumer: Decomposing Retail Spending by Household Income, Accessible Data

  Change, Jan 2018=0 Date All groups (Solid line) Low Income $0-60K (Long

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/a-better-way-of-understanding-the-u-s-consumer-decomposing-retail-spending-by-household-income-accessible-20241011.htm
  

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