Board of Governors of the Federal Reserve System

1 1 ) Docket Nos. 98-03 I-WA/RB-HC ) 98-03 I-W/JRB-SM ) ) ) ) ) ) ) ) ...1Q, 1998, the boards of directors of Bancshares and the Bank, at duly

data collection efforts, including the FR Y-14 series reporting forms.

question1) Questions 1-5 ask about commercial and industrial loans at ...1.00 Reduced tolerance for risk 1.71 Other 1.43 Number of banks responding

1-1 1-1 1-2 deleted as unnecessary (see appendix C) Comment 1-1 is revised...1 2(g)-1 2(a)(8)-1 2(h)-3 2(a)(9)-1 2(j)-1 2(a)(12)-1 2(l)-1 2(a)(14)-

.1 The Board requests comment on how best to implement this policy change...1 Fedwire is a registered servicemark of the Federal Reserve Banks. 1

1, questions 1-13; table 2, questions 1-7) The survey found a slight easing...1- Table 1 SENIOR LOAN OFFICER OPINION SURVEY ON BANK LENDING PRACTICES

1-1 1-1 1-2 deleted as unnecessary (see Appendix C) SECTION 213.2--Definitions...1 new 2(a)(7)-1 2(g)-1 2(a)(8)-1 2(h)-3 2(a)(9)-1 2(j)-1 2(a)(12)-1 2(

1 ) Consent Order FARMERS AND MERCHANTS BANK ) of Long Beach 1 Long Beach...1 1 WHEREAS, pursuant to Section 8(i) of the Federal Deposit Insurance

1. Salido, without the prior written approval of the Board of Governors

CC1 is an organization that helps citizens work on any community improvement...CC1 has been in Des Moines since 1977. Their Reinvestment Task Force was