Board of Governors of the Federal Reserve System

from business and other contacts outside the Federal Reserve and is not...from borrowers who typically would have gone through other channels such

from a year ago. Sales of big-ticket items, particularly office furniture...from first-time buyers and empty nesters, according to respondents. In

from a year earlier. Firms continue to implement technologies or strategies...from year-earlier in the upper single-digit range for the December through

from hardware and systems workers to software and Web-based workers. Although...from the high pace of a year ago, the level of home sales remains high

from Chair Powell to OMB Director Vought (PDF) Fact Sheet on the Federal...from those committee members as well as any member of Congress. The Chair

from favorable financial conditions, rising sales, and increased profitability...from an annual rate of 1-1/2 percent in 2004 to about 2 percent between

from businesses. Labor markets slackened modestly, with most contacts ...from real estate and construction contacts were also mixed; residential

from inventory restocking, but this slowed in November. Commercial real...from the previous reporting period. Contacts again indicated that they

from rising material costs increased from the previous period, while wage...from the previous reporting period. A commercial real estate firm reported

from tier 1 capital and 50 percent from tier 2 capital.32 Under the proposed...from tier 1 capital and 50 percent from tier 2 capital. If eligible credit