Board of Governors of the Federal Reserve System

2 Bank of Montreal, HFC, and HBI are financial holding companies within....2 In addition, Applicants have requested the Board's approval under sections

2 8(b)(3) of the Federal Deposit Insurance Act, as amended (the "FDI Act...2, 2011, and any other supervisory action taken by the Bank's federal

2.4 7.2 5.0 5.3 7 8 Federal government -23.4 -7.2 -5.7 2.6 -1.2 -0.4 5.4...2.8 2.4 2.1 2.4 3.1 2.9 4.6 5.4 6.0 40 41 Credit unions 0.1 0.1 0.1 0.1

1.2 1.7 -2.5 2.3 8.3 2.9 3.1 2.3 5.1 3 4 Time and savings deposits -0.2...2) 2.8 2.8 2.6 2.0 1.1 1.8 2.1 1.6 3.5 2.6 4.6 1.1 4.3 17 18 Equity in

.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications....2 Board Actions February 19, 2012 to February 25, 2012 (A/C) = Addition

.2 Actions of the Board, Its Staff, and the Federal Reserve Banks; Applications....2 Board Actions February 19, 2012 to February 25, 2012 (A/C) = Addition

.2 2 L.2 52 Credit Market Borrowing by Financial Sectors F.3 2 L.3 52 ...0.2 0.0 13 14 Bank holding companies 48.2 70.2 131.3 82.3 -27.3 14 15

2 in table 2 and footnote 2 in table 3.) 3. Seasonally adjusted, break-adjusted...2, column 1) less unadjusted required reserves (table 2, column 3). 5.

2 Mr. Edmiston, Assistant Vice President of the Federal Reserve Bank of...2) the extent to which the arrangement would be in line with the effort

2) of the Act, 42 U.S.C. § 4012a(f)(2), is found, the Act requires that...2. The penalty assessed pursuant to this Order shall be remitted in full