Board of Governors of the Federal Reserve System

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• Federal Reserve Board - Federal Reserve proposes rule under Regulation Z pertaining to a consumer’s ability to repay a mortgage and minimum mortgage underwriting standards

  credit, timeshare plans, reverse mortgages, or temporary loans). Consistent...credit for consumers located in rural or underserved areas where banks

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20110419a.htm
  



• Federal Reserve Board - Agencies issue proposed rule to exempt subset of higher-priced mortgage loans from appraisal requirements

  Credit Union Administration Office of the Comptroller of the Currency ...Credit Union Administration, and the Office of the Comptroller of the

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20130710a.htm
  



• Federal Reserve Board - Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) Implementation

  Credit Union Administration (NCUA), or the Farm Credit Administration

  URL: https://www.federalreserve.gov/supervisionreg/safeact.htm
  



• The Fed - Francesco Ferrante

  Credit Policy," Finance and Economics Discussion Series 2015-110. Board...Credit and Banking Journal of Economic Dynamics and Control Journal of

  URL: https://www.federalreserve.gov/econres/francesco-ferrante.htm
  



• The Fed - Marco Cagetti

  Credit Crunches and Credit Allocation in a Model of Entrepreneurship Marco

  URL: https://www.federalreserve.gov/econres/marco-cagetti.htm
  



• FRB: March 2004 Statistical Supplement--Federal Reserve Bank Interest Rates

  credit | Range of rates for adjustment credit in recent years Current ...credit1 Secondary credit2 Seasonal credit3 On 3/12/04 Effective date Previous

  URL: https://www.federalreserve.gov/pubs/supplement/2004/03/table1_14.htm
  



• FRB Speech, Bies -- Corporate governance and financial innovation -- October 1, 2002

  credit risk and the risk of price fluctuations in currency, commodity,

  URL: https://www.federalreserve.gov/boarddocs/speeches/2002/20021001/default.htm
  



• FRB Speech, Olson -- The Importance of Market Structure -- December 13, 2002

  credit, with a focus on loans to small businesses. As everyone here is...credit cards are generally national or international in scope. Even products

  URL: https://www.federalreserve.gov/boarddocs/speeches/2002/200212132/default.htm
  



• Federal Reserve Board - 2026 Press Releases

  Credit Program report Banking and Consumer Regulatory Policy 1/9/2026

  URL: https://www.federalreserve.gov/newsevents/pressreleases/2026-press.htm
  



• FRB: February 2005 Statistical Supplement--Federal Reserve Bank Interest Rates

  credit | Range of rates for adjustment credit in recent years Current ...credit1 Secondary credit2 Seasonal credit3 On 2/11/05 Effective date Previous

  URL: https://www.federalreserve.gov/pubs/supplement/2005/02/table1_14.htm
  

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