Board of Governors of the Federal Reserve System

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• The Fed - Comparing Cross-Country Estimates of Lorenz Curves Using a Dirichlet Distribution Across Estimators and Datasets

  income share data and the dependence structure between the shares. Chotikapanich...income share data using unconstrained maximum likelihood and unconstrained

  URL: https://www.federalreserve.gov/econres/feds/comparing-cross-country-estimates-of-lorenz-curves-using-a-dirichlet-distribution-across-estimators-and-datasets.htm
  



• The Fed - Banking System Conditions

  Income-producing CRE loan delinquency rates by property type Accessible...income divided by average equity capital, and ROAA is net income divided

  URL: https://www.federalreserve.gov/publications/2025-december-supervision-and-regulation-report-banking-system-conditions.htm
  



• Financial literacy - Federal Reserve Board

  incomes, leading to what has been called the democratization of credit...moderate-income consumers, their customers include people with a wide

  URL: https://www.federalreserve.gov/newsevents/testimony/bernanke20060523a.htm
  



• Speech by Governor Bowman on community development and economic resilience - Federal Reserve Board

  lower-income people, those with less education, and some minority groups...income, education, race, and gender, and those disparities have persisted

  URL: https://www.federalreserve.gov/newsevents/speech/bowman20210623a.htm
  



• Federal Reserve Board - Consumers & Communities

  Income Growth Over Five Generations of Americans

  URL: https://www.federalreserve.gov/consumerscommunities.htm
  



• Place-Based Labor Market Inequality

  low-income workers in high-income areas are at potentially the biggest...Income Classification, Income Definition in 2021 Bottom Income Quartile

  URL: https://www.federalreserve.gov/econres/feds/files/2025040pap.pdf
  



• M&T Bank Corporation - Additional Information Response - April 22, 2021

  SULLIVAN & CROMWELL LLP TELEPHONE: 1-202-956-7500 FACSIMILE: 1-202-956-7676 WWW.SULLCROM.COM lac 700 1X1ady& n, !. e.~ 2 00 0 6'- 5-915 NEW

  URL: https://www.federalreserve.gov/foia/files/mt-peoples-united-additional-information-response-20210422.pdf
  



• The Fed - Taxation, Social Welfare, and Labor Market Frictions

  income (ETI) is a sufficient statistic for assessing the deadweight loss...income in a static neoclassical framework. Using a theoretical approach

  URL: https://www.federalreserve.gov/econres/ifdp/taxation-social-welfare-and-labor-market-frictions.htm
  



• The Fed - Habit Persistence, Non-separability Between Consumption and Leisure, or Rule-of-Thumb Consumers: Which Accounts for the Predictability of Consumption Growth?

  permanent-income hypothesis. This paper examines three possible explanations...income flows rather than permanent income; habit persistence; and non-separability

  URL: https://www.federalreserve.gov/econres/feds/habit-persistence-non-separability-between-consumption-and-leisure-or-rule-of-thumb-consumers-which-accounts-for-the-predic.htm
  



• Federal Reserve Board - H.2 - District 9 - Minneapolis - Week ending July 11, 2026

  moderate-income neighborhoods. It was enacted by the Congress in 1977

  URL: https://www.federalreserve.gov/Releases/H2/20260711/minneapolis.htm
  

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