Board of Governors of the Federal Reserve System

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• Federal Reserve Board - Why is the Default Rate So Low? How Economic Conditions and Public Policies Have Shaped Mortgage and Auto Delinquencies During the COVID-19 Pandemic Accessible Data

  Rate Auto Delinquency Rate Unemployment Rate 2006:Q1 0.03474 0.04733 2006...rates State Mortgages Auto Loans State Unemployment Rate (NAS) AK 7.7%

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/why-is-the-default-rate-so-low-20210304-accessible.htm
  



• The Fed - Credit

  rates as White and Asian borrowers.63 In 2025, the 54 percent denial rate...interest charges. Others carry a balance and incur borrowing costs. In

  URL: https://www.federalreserve.gov/publications/2026-economic-well-being-of-us-households-in-2025-credit.htm
  



• Monetary Policy Report, June 16, 2023

  interest rates. The Committee seeks to explain its monetary policy decisions...interest rates fluctuate over time in response to economic and financial

  URL: https://www.federalreserve.gov/monetarypolicy/files/20230616_mprfullreport.pdf
  



• Beige Book - July 12, 2023

  rates, de- mand for residential real estate remained steady, although ...interest rates continued to con- strain households’ big-ticket goods purchases

  URL: https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20230712.pdf
  



• The Fed - An Aggregate View of Bank Lending Standards and Demand

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/an-aggregate-view-of-bank-lending-standards-and-demand-20200504.html
  



• The Fed - Assessment of Dealer Capacity to Intermediate in Treasury and Agency MBS Markets

  interest rate volatility and increased dealer inventories of Treasury

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/assessment-of-dealer-capacity-to-intermediate-in-treasury-and-agency-mbs-markets-20241022.html
  



• Financial Stability Report, May 2023

  interest. The Federal Reserve conducts the nation’s monetary policy to...Rate . . . . . . . . . . . . 13 Box 1 .2 . Financial Institutions’ Exposure

  URL: https://www.federalreserve.gov/publications/files/financial-stability-report-20230508.pdf
  



• G:\working.wp\asa2002.4.wpd [PFP#921506325]

  interest is the low correlation across interviewers between some measures...rate at which they completed cases. The paper argues for three things:

  URL: https://www.federalreserve.gov/econresdata/scf/files/asa2002full.pdf
  



• The Fed - SCOOS

  rates (collateral spreads over the relevant benchmark) over the past three

  URL: https://www.federalreserve.gov/data/scoos/scoos_201703.htm
  



• The Fed - SCOOS

  rates (collateral spreads over the relevant benchmark) over the past three

  URL: https://www.federalreserve.gov/data/scoos/SCOOS_201703.htm
  

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