Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

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H-28(H)—Mortgage Loan Transaction Closing Disclosure—Spanish Language Refinance Sample
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/h-28h-mortgage-loan-transaction-closing-disclosure-spanish-language-refinance-sample.htm

SECTION 1—Short Title; Table of Contents
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-1-short-title-table-of-contents.htm

SECTION 1002.113—Severability
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-1002113-severability.htm

SECTION 13—Effective Date
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-13-effective-date.htm

SECTION 208.86—Qualification and Licensing Requirements for Insurance Sales Personnel
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-20886-qualification-and-licensing-requirements-for-insurance-sales-personnel.htm

SECTION 605B—Block of Information Resulting from Identity Theft
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-605b-block-of-information-resulting-from-identity-theft.htm

SECTION 810—Multiple Debts
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/section-810-multiple-debts.htm

APPENDIX B—Federal Enforcement Agencies
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/appendix-b-federal-enforcement-agencies-reg-e.htm

APPENDIX E—Arithmetic Steps
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/appendix-e-arithmetic-steps.htm

APPENDIX L— Standardized Form for Requesting Annual File Disclosures
Dollar-Special Drawing Rights Substitution Account SECTION 36—Membership
URL: https://www.federalreserve.gov/frrs/regulations/appendix-l-standardized-form-for-requesting-annual-file-disclosures.htm

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Last Update: September 17, 2026