Board of Governors of the Federal Reserve System

from a year ago, and a number of plant managers continued to report difficulties...from the previous survey and up strongly from a year ago. In addition,

from the previous reporting period, and the decline in business spending...from the previous reporting period. Consumers continued to spend on essentials

from the loss of their modest savings. References were made to the "rent...from public withdrawals of smaller below-market-rate insured deposits

from business and other contacts outside the Federal Reserve and is not...from very high March levels in most of the nation. The housing and construction

from overall male and female by race and ethnicity Figures 2 and 3 plot...from the seasonality of Black males (blue line) , Hispanic males (green

from business and other contacts outside the Federal Reserve and is not...from the twelve Federal Reserve Districts suggest that, on balance, national

from the staff's domestic model, FRB/US, which has extensive sectoral ...from the Bureau of Labor Statistics, multifactor productivity growth for

from some types of consolidation; improvements in profit efficiency and...from increasing systemic risk or expanding the financial safety net. Keywords

from restoring a bank holding company or state member bank to a safe-and-sound...from continuing to address the organization's supervisory issues. Accordingly

from negative to positive mid single digits. Respondents reporting positive...from their depressed levels in the first half of the year, while others