Board of Governors of the Federal Reserve System

I loans to firms of all sizes over the second quarter.3 Tightening was....5 On balance, large banks reported leaving C&I lending standards and

I loans to firms of all sizes.3 Meanwhile, banks reported having left ....6 Regarding demand for C&I loans over the second quarter, significant

I loans to small firms.3 Banks also reported that most queried terms were...I lending standards and almost all terms for loans to small firms.6 Moreover

.3 Importantly, and as we economists know, we cannot predict exogenous....5 This year, asset valuations have generally risen notably above their

I % Bank Name Natl Assets Assets As % As % Branches B Fgn Holding Company...6,596 6,596 100 86 19 1 N 0 SYNOVUS FC SOUTHWEST BK AN M&I BK 106 543253

T D BK NA WILMINGTON, DE DE 3 413,131 1238565 TORONTO-DOMINION BANK, THE...T D BK USA NA WILMINGTON, DE DE 3 30,175 1238565 TORONTO-DOMINION BANK

.6 I told those students—and continue to tell them as they make their ...6 See Lisa D. Cook and Christine Moser (2024), “Lessons for Expanding

I % Bank Name Natl Assets Assets As % As % Branches B Fgn Holding Company...T D BK NA 9 497404 WILMINGTON, DE NAT 246,486 246,486 100 57 1,306 1 N

I % Bank Name Natl Assets Assets As % As % Branches B Fgn Holding Company...T D BK NA 9 497404 WILMINGTON, DE NAT 195,943 195,943 100 58 1,277 1 N

.3 Small banks reported having left standards on loans to large and middle-market....6 A moderate net share of large banks eased standards on government-sponsored