Board of Governors of the Federal Reserve System

from the slump experienced over the last year. Retail sales of general...from petroleum or natural gas or whose production is energy intensive.

from October through mid-November. Signs of growth were noted in most ...from a year ago. A major Minneapolis-based retailer reported same-store

from the legal industry, but there has been some pickup from a smattering...from a year earlier. The average room rate was down about 15 percent from

from prior years. As senior members of the accounting, auditing, or management...From past experience, we know the more common causes of ineffective controls

from projections of revenue, expenses, and various types of losses and...from a global market shock for BHCs with large trading and private equity

from the perspective of the past couple of years, the jobs picture has...from 1995 to 2000 likely diverted some corporate management from the hard

from a small sample bias, which is the analogue of the Stambaugh bias ...from agriculture. Full paper (screen reader version) Keywords: India,

from OCC-regulated national banks. These differences are the focus of ...From OTS�s perspective, however, the NPR may not provide the degree of

from New York City), where a substantial number of new multi-family units...from the prior quarter and also up 3 percent from a year earlier. One

from large and middle-market firms, while demand from small firms was ...from banks may have shifted to or from other sources of funding, and banks