Board of Governors of the Federal Reserve System

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• Guidance on Private Student Loans with Graduated Repayment Terms at Origination

  income levels with loan repayment requirements, provide flexibility to...incomes increase more quickly than projected, and may help long-term probability

  URL: https://www.federalreserve.gov/frrs/guidance/guidance-on-private-student-loans-with-graduated-repayment-terms-at-origination.htm
  



• Public Exhibit to Application by Morgan Stanley to Acquire E*Trade Financial Corporation

  Statements ..............................................................Statements 19 Information Regarding Litigation Matters 20 Public Exhibit

  URL: https://www.federalreserve.gov/foia/files/public-exhibit-to-application-by-morgan-stanley-to-acquire-etrade-financial-corporation-20200325.pdf
  



• The Fed - Economic Well-Being of U.S. Households in 2020 - May 2021 - Housing

  2020IncomeEmploymentDealing with Unexpected ExpensesBanking and CreditHousingEducationStudent

  URL: https://www.federalreserve.gov/publications/2021-economic-well-being-of-us-households-in-2020-housing.htm
  



• Speech by Governor Brainard on strengthening CRA provisions related to Minority Depository Institutions (MDIs) - Federal Reserve Board

  low-income and minority small businesses and communities. You have provided...low-income and minority banking needs are being met. As part of this objective

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20201015a.htm
  



• The Fed - Habit Persistence, Non-separability Between Consumption and Leisure, or Rule-of-Thumb Consumers: Which Accounts for the Predictability of Consumption Growth?

  permanent-income hypothesis. This paper examines three possible explanations...income flows rather than permanent income; habit persistence; and non-separability

  URL: https://www.federalreserve.gov/econres/feds/habit-persistence-non-separability-between-consumption-and-leisure-or-rule-of-thumb-consumers-which-accounts-for-the-predic.htm
  



• The Fed - Finance and Economics Discussion Series (FEDS) - 1997

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/econres/feds/1997.htm
  



• The Fed - FRB: Supervisory Letter SR 08-9 / CA 08-12 on consolidated supervision of bank holding companies and the combined U.S. operations of foreign banking organizations -- October 16, 2008 -- Revised January 9, 2026

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/supervisionreg/srletters/SR0809.htm
  



• Federal Reserve Board - Accessible Version

  income percentiles 1989:Q3 = 100 Period Income percentile group 0% to ...income percentiles 2007:Q1 = 100 Period Income percentile group 0% to

  URL: https://www.federalreserve.gov/newsevents/speech/brainard20190509a1.htm
  



• The Fed - Publications: Annual Report of the Board of Governors of the Federal Reserve System

  moderate-income (LMI) communities and research on effective community

  URL: https://www.federalreserve.gov/publications/2016-ar-Consumer-and-Community-Affairs.htm
  



• The Fed - Publications: Annual Report of the Board of Governors of the Federal Reserve System

  moderate-income (LMI) communities and research on effective community

  URL: https://www.federalreserve.gov/publications/2016-ar-consumer-and-community-affairs.htm
  

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