Board of Governors of the Federal Reserve System

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• The Fed - The Growth of Consumer Credit and the Household Debt Service Burden

  risk to the financial health of American households and ultimately lead

  URL: https://www.federalreserve.gov/econres/feds/the-growth-of-consumer-credit-and-the-household-debt-service-burden.htm
  



• The Fed - New Evidence on an Old Unanswered Question: Why Some Borrowers Purchase Credit Insurance and Other Debt Protection and Some Do Not

  risk aversion and health or financial concerns motivate consumers to purchase

  URL: https://www.federalreserve.gov/econres/feds/why-some-borrowers-purchase-credit-insurance-and-other-debt-protection-and-some-do-not.htm
  



• The Fed - Default Correlation: An Analytical Result

  risk management, but it has never been an easy one because default correlations...financial applications. This paper also provides a theoretical justification

  URL: https://www.federalreserve.gov/econres/feds/default-correlation-an-analytical-result.htm
  



• FRB: Testimony, Gramlich -- Predatory lending practices -- May 24, 2000

  risk involved. Some consumer advocates have stated that many subprime ...risks. Thus, even though most consumer advocates applaud the growth of

  URL: https://www.federalreserve.gov/boarddocs/testimony/2000/20000524.htm
  



• Federal Reserve Board - Federal Reserve announces issuance of a joint consent cease and desist order by and among The Royal Bank of Scotland Group

  Financial and Professional Regulation. The order requires the RBS Group...risk-management practices and compliance with Bank Secrecy Act and anti-money

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20110727a.htm
  



• Federal Reserve Board - Board's Consumer Advisory Council will meet on June 19

  financial services laws and on other matters on which the Board seeks ...risk-based pricing notices Reports by committees and other matters initiated

  URL: https://www.federalreserve.gov/newsevents/pressreleases/other20080514a.htm
  



• Federal Reserve Board - Federal Reserve Board encouraged by increase in discount window borrowing to support the flow of credit to households and businesses

  financial institutions to use the discount window. In that statement, ...risks efficiently and avoid actions that have negative consequences for

  URL: https://www.federalreserve.gov/newsevents/pressreleases/monetary20200319c.htm
  



• The Fed - Kayleigh N. Barnes

  Financial risk protection from social health insurance Kayleigh Barnes

  URL: https://www.federalreserve.gov/econres/kayleigh-n-barnes.htm
  



• FRB: Speech, Ferguson -- The State of the U.S. Economy: Challenges and Changes -- September 17, 1998

  risks to our fine economic performance, and some involve potentially important...financial markets are not immune to perceptions that risk has increased

  URL: https://www.federalreserve.gov/boarddocs/speeches/1998/19980917.htm
  



• FRB: FOMC Minutes - June 27-28, 2000

  financial markets and on System open market transactions in government...risks were still weighted mainly in the direction of rising inflationary

  URL: https://www.federalreserve.gov/fomc/minutes/20000628.htm
  

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