Board of Governors of the Federal Reserve System

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• Interagency Statement on the Use of Alternative Data in Credit Underwriting

  Statement on the Use of Alternative Data in Credit Underwriting Applicability...statement applies to all institutions supervised by the Federal Reserve

  URL: https://www.federalreserve.gov/supervisionreg/caletters/CA%2019-11%20Letter%20Interagency%20Statement%20Alternative%20Data%20Credit%20Underwritting.pdf
  



• FRB: Speeches, Ferguson-- Productivity: Past, Present, and Future --July 7, 2004

  statements, rating agencies, and newsletters covering firm and industry

  URL: https://www.federalreserve.gov/boarddocs/speeches/2004/20040707/default.htm
  



• The Fed - Excess Savings during the COVID-19 Pandemic

  income losses in the aggregate, propping up personal income even as spending...Income Quartiles To allocate aggregate excess savings over the income

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/excess-savings-during-the-covid-19-pandemic-20221021.html
  



• The Fed - Are Central Cities Poor and Non-White?

  income. Figure 1 illustrates the correlation between income and distance...income quartile within the MSA (red is the lowest income, light grey is

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/are-central-cities-poor-and-non-white-20170515.html
  



• The Fed - Tracking consumer sentiment versus how consumers are doing based on verified retail purchases

  income: 26 percent of respondents said they have lower household income...incomes increased 0-10 percent. 22 percent reported income increases of

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/tracking-consumer-sentiment-versus-how-consumers-are-doing-based-on-verified-retail-purchases-20250424.html
  



• The Fed - Inequality and financial sector vulnerabilities

  low-income households, high-income households save a higher share of their...income share, measuring the share of total income earned by the 99th percentile

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/inequality-and-financial-sector-vulnerabilities-20240419.html
  



• Speech by Governor Cook on entrepreneurship and innovation

  Statement on Supervisory Practices regarding Financial Institutions Affected

  URL: https://www.federalreserve.gov/newsevents/speech/files/cook20241010a.pdf
  



• The Fed - Changes in U.S. Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances

  income rose 5 percent, and mean family income decreased 3 percent (figure...income growth vastly outpaced median income growth and the income distribution

  URL: https://www.federalreserve.gov/publications/2020-bulletin-changes-in-us-family-finances-from-2016-to-2019.htm
  



• FRB: System Open Market Account Holdings and Liquidity Arrangements with Foreign Central Banks, July 2009

  Statement of Condition of Reserve Banks." The release separately reports

  URL: https://www.federalreserve.gov/monetarypolicy/SOMA_holdings_liquidity_swaps200907.htm
  



• FRB: SOMA Holdings and Liquidity Swaps, Aug 2009

  Statement of Condition of Reserve Banks." The release separately reports

  URL: https://www.federalreserve.gov/monetarypolicy/SOMA_holdings_liquidity_swaps200908.htm
  

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