Board of Governors of the Federal Reserve System

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• Federal Reserve Board - Addendum to Credit Risk Management Guidance for Home Equity Lending

  shopping for a loan, not just when an application form is provided or

  URL: https://www.federalreserve.gov/newsevents/pressreleases/bcreg20060929aa.htm
  



• The Fed - Housing and Neighborhoods

  shops or restaurants nearby. However, while a local bank or credit union...Shops or restaurants 72 67 69 72 72 71 Bank or credit union 63 55 60 68

  URL: https://www.federalreserve.gov/publications/2018-economic-well-being-of-us-households-in-2017-housing-neighborhoods.htm
  



• Federal Reserve Board - Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances, Accessible Data

  from the Survey of Consumer Finances, Accessible Data Figure 1: Net worth

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/recent-trends-in-wealth-holding-by-race-and-ethnicity-evidence-from-the-survey-of-consumer-finances-accessible-20170927.htm
  



• Federal Reserve Board - Tracking consumer sentiment versus how consumers are doing based on verified retail purchases, Accessible Data

  from 2019 onwards. Source: University of Michigan, Table 1 (The Index

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/tracking-consumer-sentiment-versus-how-consumers-are-doing-based-on-verified-retail-purchases-accessible-20250424.htm
  



• The Fed - Beige Book - January 13, 2021

  from in-person shopping to online sales during the holiday season. Auto...shopping. District banking contacts reported slowing growth in loan volumes

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202101.htm
  



• Protecting Consumers in the Credit Marketplace - Federal Reserve Board

  from unfair and deceptive lending acts and practices. In our role as a...from the Federal Reserve's Survey of Consumer Finances shows that about

  URL: https://www.federalreserve.gov/newsevents/speech/kroszner20080611a.htm
  



• Minutes of the Board's discount rate meeting from October 23 and monetary policy meeting from November 1, 2023

  from Ms. Misback to the Reserve Banks, October 23, 2023. MONETARY POLICY...from Ms. Fennell to the Reserve Banks, November 1, 2023. Page 3 DISCOUNT

  URL: https://www.federalreserve.gov/newsevents/pressreleases/files/monetary20231128a1.pdf
  



• Senior Loan Officer Opinion Survey: April 2002

  from the January survey. The net fraction of domestic institutions that...from both large and small firms over the past three months, down from

  URL: https://www.federalreserve.gov/boarddocs/SnLoanSurvey/200205/default.htm
  



• Home Mortgage Disclosure Act - Federal Reserve Board

  from any particular loan terms or practices. Instead, HMDA prescribes ...shop for the most beneficial loan terms, and whether the subprime market

  URL: https://www.federalreserve.gov/newsevents/testimony/olson20060613a.htm
  



• The Fed - Beige Book - September 6, 2023

  from contacts outside the Federal Reserve System and is not a commentary...from most Districts indicated economic growth was modest during July and

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202309.htm
  

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