Board of Governors of the Federal Reserve System

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• FRB: Beige Book - San Francisco

  GDP growth to slow to its long-run average pace, leaving the national

  URL: https://www.federalreserve.gov/fomc/beigebook/1998/19980121/12.htm
  



• Basel II Capital Accord - Notice of proposed rulemaking (NPR) - Accessible version of charts, figures, and tables

  debt securities," "Residual maturity for debt securities," "Issuers exempt

  URL: https://www.federalreserve.gov/generalinfo/Basel2/NPR_20060905/NPR/NPR_Descriptions.htm
  



• The Fed - Examining the Relationship Between Loan Pricing and Credit Risk

  loan-to-value (LTV) ratio and the borrower's credit score, are highly

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/examining-the-relationship-between-loan-pricing-and-credit-risk-20250924.html
  



• The Fed - Report on the Economic Well-Being of U.S. Households in 2024 - May 2025 - Income and Expenses

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-income-and-expenses.htm
  



• Testimony by Scott G. Alvarez, General Counsel, on risk retention - Federal Reserve Board

  Skip to main content An official website of the United States Government Here's how you know Official websites use .gov A .gov website belongs

  URL: https://www.federalreserve.gov/newsevents/testimony/alvarez20110414a.htm
  



• The Fed - Record of Policy Actions of the Board of Governors

  debt from qualifying minority depository institutions and community development...debt to qualify as additional tier 1 capital or tier 2 capital, respectively

  URL: https://www.federalreserve.gov/publications/2021-ar-record-of-policy-actions-of-the-board-of-governors.htm
  



• The Fed - Higher Education and Human Capital

  Debt and Student LoansRetirementConclusionAppendix A: Technical Appendix...Debt and Student Loans" section of this report. Consistent with findings

  URL: https://www.federalreserve.gov/publications/2017-economic-well-being-of-us-households-in-2016-higher-education-capital.htm
  



• Economic Challenges: Past, Present, and Future - Federal Reserve Board

  debt, these commitments left financial institutions dangerously exposed...debt, and increased access to funding from central banks.1 This strong

  URL: https://www.federalreserve.gov/newsevents/speech/20100407a.htm
  



• Stabilizing the Housing Market: Next Steps - Federal Reserve Board

  debt have led to a reduction in the availability of mortgage debt as well

  URL: https://www.federalreserve.gov/newsevents/speech/duke20090211a.htm
  



• Speech by Vice Chairman Fischer on housing and financial stability - Federal Reserve Board

  Loan-to-value (LTV) and debt-to-income (DTI) ratio limits aim to prevent...debt. The limits can also be adjusted in response to conditions in housing

  URL: https://www.federalreserve.gov/newsevents/speech/fischer20170620a.htm
  

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