Board of Governors of the Federal Reserve System

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• The Fed - Policy Effectiveness and Assessment

  Consumer and Community Affairs Division of Board Members Financial Stability

  URL: https://www.federalreserve.gov/econres/sr-pea-staff.htm
  



• The Fed - Open Economy Macroeconomics

  Consumer and Community Affairs Division of Board Members Financial Stability

  URL: https://www.federalreserve.gov/econres/open-economy-macroeconomics-f.htm
  



• The Fed - 2. Borrowing by Businesses and Households

  Consumer credit 4,998 .3 5.0 Student loans 1,814 4.2 7.3 Auto loans 1,563...consumer credit. Other, smaller components are not reported. The commercial

  URL: https://www.federalreserve.gov/publications/november-2025-financial-stability-report-borrowing-by-business-and-households.htm
  



• The Fed - The Effects of Credit Score Migration on Subprime Auto Loan and Credit Card Delinquencies

  consumer loan delinquency rates to fall to near-record lows for borrowers...Consumer-by-consumer, we fix borrower credit scores to their 2019:Q4 values

  URL: https://www.federalreserve.gov/econres/notes/feds-notes/the-effects-of-credit-score-migration-on-subprime-auto-loan-and-credit-card-delinquencies-20240112.html
  



• The Fed - Jesse Bricker

  Consumer Finances Aditya Aladangady, Jesse Bricker, Andrew C. Chang, Sarena...Consumer Finances (2023) https://doi.org/10.17016/8799 U.S. Families’

  URL: https://www.federalreserve.gov/econres/jesse-bricker.htm
  



• FRB: Testimony, Gramlich -- On H. R. 3150, the Bankruptcy Reform Act of 1998 -- March 25, 1999

  consumer issues raised by the Conference Report on H. R. 3150, the Bankruptcy...consumer provisions found in Sections 112, 113, 114, and 1128 of the Conference

  URL: https://www.federalreserve.gov/boarddocs/testimony/1999/19990325.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  consumer spending were mixed; growth was generally observed in consumer...Consumer prices generally increased, though reports differed in the extent

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202307-summary.htm
  



• The Fed - Monetary Policy: Beige Book (Branch)

  Consumer spending on tourism was stronger than expected, surging during...consumers may have exhausted their savings and are relying more on borrowing

  URL: https://www.federalreserve.gov/monetarypolicy/beigebook202309-summary.htm
  



• The Fed - Global Financial Flows

  Consumer and Community Affairs Division of Board Members Financial Stability

  URL: https://www.federalreserve.gov/econres/ifgff-staff.htm
  



• The Fed - Global Financial Institutions

  Consumer and Community Affairs Division of Board Members Financial Stability

  URL: https://www.federalreserve.gov/econres/ifgfi-staff.htm
  

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