Board of Governors of the Federal Reserve System

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• Debt flexibility

  credit (Nanda and Phillips, 2023).1 If this lending is rigid, downturns...Credit Survey, 78 percent of SMEs applying for credit submitted an application

  URL: https://www.federalreserve.gov/econres/feds/files/2023076r1pap.pdf
  



• Subject: Response to request for reconsideration of the stress capital buffer requirement, pursuant to the Board's capital plan rule

  credit card models. - 4 - greater transparency regarding the Board’s process

  URL: https://www.federalreserve.gov/supervisionreg/files/hnah-inc-20210805.pdf
  



• Federal Reserve Board - Federal Reserve Board announces it will begin its Survey of Finance Companies this month as part of the Board’s continuing effort to improve its understanding of credit availability to households and businesses in the United States

  credit availability to households and businesses in the United States ...credit (presented in the Federal Reserve's Consumer Credit statistical

  URL: https://www.federalreserve.gov/newsevents/pressreleases/other20211021a.htm
  



• Federal Reserve Board - Federal Reserve Board announces a consent order and a $268.5 million fine with UBS Group AG, of Zurich, Switzerland, for misconduct by Credit Suisse, which UBS subsequently acquired in June 2023

  Credit Suisse's unsafe and unsound counterparty credit risk management...Credit Suisse's relationship with Archegos, Credit Suisse failed to adequately

  URL: https://www.federalreserve.gov/newsevents/pressreleases/enforcement20230724a.htm
  



• Bank Holding Company Supervision Manual, February 2026

  credit guaranty of the U.S. government to mortgage-backed securities issued

  URL: https://www.federalreserve.gov/publications/files/bhc-2130-2260.pdf
  



• Interagency Guidance on Subprime Lending

  credit-risk measures (credit/repayment history, debt-to-income levels,...credit grade, and minimum acceptable credit score) that are consistent

  URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidance-on-subprime-lending.htm
  



• Examination Manual for U.S. Branches and Agencies of Foreign Banking Organizations, February 2026

  Funds Management and Liquidity Effective date July 1997 Section 3200.1 Funds management is an essential element of sound planning and financial

  URL: https://www.federalreserve.gov/publications/files/3000_4.pdf
  



• FRB: H.2--Actions under delegated authority--Week ending January 24, 2009

  Card Services, National Association, Atlanta, Georgia; Wachovia Mortgage

  URL: https://www.federalreserve.gov/Releases/H2/20090124/delactions.htm
  



• FRB: H.2--Actions under delegated authority--Week ending October 20, 2012

  Card Services, National Association, Wilmington, Delaware -- to acquire

  URL: https://www.federalreserve.gov/Releases/H2/20121020/delactions.htm
  



• FRB: Report to the Congress on Government-Administered, General-Use Prepaid Cards, July 2013 - Accessible Version

  Card Total Payments Percent Energy Assistance $58,000.00 $58,000.00 100.00%

  URL: https://www.federalreserve.gov/publications/government-prepaid/2013-accessible.htm
  

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