Board of Governors of the Federal Reserve System

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• The Fed - Executive Summary

  credit card paid off at the next statement—a modest improvement from the...credit card application would be approved if they applied—over twice the

  URL: https://www.federalreserve.gov/publications/2019-economic-well-being-of-us-households-in-2018-executive-summary.htm
  



• CapOne-Discover Comments 16

  credit card companies, would amount to regulatory malfeasance.4 I write...credit card issuer, with over $200 billion in outstanding credit card

  URL: https://www.federalreserve.gov/foia/files/capone-discover-comments-16-20250106.pdf
  



• Testimony by Todd Vermilyea, Senior Associate Director, Division of Banking Supervision and Regulation, on private student loans - Federal Reserve Board

  credit card debt, home equity lines of credit, or auto debt on consumers...credit card debt, or savings. All of these factors have contributed to

  URL: https://www.federalreserve.gov/newsevents/testimony/vermilyea20130625a.htm
  



• FRB: Payments Study 2016 - About the Study

  card, and credit card. A nationally representative, stratified random ...credit card banks, in the United States was drawn. The largest depository

  URL: https://www.federalreserve.gov/paymentsystems/2016-about-the-study.htm
  



• The Fed - Publications: Dodd-Frank Act Stress Test Publications

  credit (HELOCs) domestic credit cards and charge cards domestic auto loans...credit card losses, corporate loan losses, fair value for debt securities

  URL: https://www.federalreserve.gov/publications/june-2019-supervisory-stress-test-framework-and-model-methodology.htm
  



• The Fed - 2. Borrowing by businesses and households

  credit 30,871 3.4 5.6 Total business credit 15,243 3.7 5.7 Corporate business...credit, total household credit, and consumer credit. Other, smaller components

  URL: https://www.federalreserve.gov/publications/2019-may-financial-stability-report-borrowing.htm
  



• SECTION 1026.52—Limitations on Fees

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-102652-limitations-on-fees.htm
  



• Supervisory Stress Test Documentation Operational Risk Models - October 2025

  credit losses. See Protess, B., and Dash, E. (Jan. 3, 2011). Bank of America

  URL: https://www.federalreserve.gov/supervisionreg/files/operational-risk-model.pdf
  



• The Fed - 2. Borrowing by Businesses and Households

  credit 34,359 6.6 5.6 Total nonfinancial business credit 17,719 9.1 5.9...credit, total household credit, and consumer credit. Other, smaller components

  URL: https://www.federalreserve.gov/publications/may-2021-borrowing-by-businesses-and-households.htm
  



• SECTION 1026.2—Definitions and Rules of Construction

  Credit Unions SECTION 524—Small Business Investment Companies SECTION

  URL: https://www.federalreserve.gov/frrs/regulations/section-10262-definitions-and-rules-of-construction.htm
  

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