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Documents are displayed in order of relevance.
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Interagency Guidance on Credit Card Lending
Credit Card Lending Purpose Recent examinations of institutions engaging...credit card lending have disclosed a wide variety of account-management
URL: https://www.federalreserve.gov/frrs/guidance/interagency-guidance-on-credit-card-lending.htm
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CAC Meeting Record 10/8/2026
credit card usage to cover necessities. A Council member in San Francisco...credit card.1 Note: Observations expressed in this memo are those of Community
URL: https://www.federalreserve.gov/aboutthefed/files/cac-20261008.pdf
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CODEBOOK FOR 2025 SURVEY OF HOUSEHOLD ECONOMICS AND DECISIONMAKING
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URL: https://www.federalreserve.gov/consumerscommunities/files/SHED_2025codebook.pdf
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Review of Comments and Summary of Changes to the Proposed Stress Test Models, Fall 2026
Credit Card Model .......................................................Credit Risk Models II. Credit Risk Models A. Corporate Model As described
URL: https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20260930a6.pdf
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9-Quarter Stress Test Data Dictionary
card losses in billions of dollars for each quarter of the projection ...credit cards Projected credit card losses in billions of dollars for each
URL: https://www.federalreserve.gov/supervisionreg/files/9q-data-dictionary.pdf
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SECTION 109 HOST STATE LOAN-TO-DEPOSIT RATIOS
credit card banks, and special purpose banks) State or U.S. Territory ...credit card banks, and special purpose banks) State or U.S. Territory
URL: https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20260501a1.pdf
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Review of Stress Test Model Documentation Comments
Credit Card Model .......................................................Credit Risk Models II. Credit Risk Models A. Corporate Model As described
URL: https://www.federalreserve.gov/supervisionreg/files/review-of-stress-test-model-documentation-comments.pdf
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Profitability of Credit Card Operations of Depository Institutions, November 2025
credit card banks • an overview of credit card bank profitability in 2024...credit card pricing Identification of Credit Card Banks Every insured
URL: https://www.federalreserve.gov/publications/files/ccprofit2025.pdf
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SECTION 1026.12—Special Credit Card Provisions
Credit Unions SECTION 524—Small Business Investment Companies SECTION
URL: https://www.federalreserve.gov/frrs/regulations/section-102612-special-credit-card-provisions.htm
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SECTION 226.12—Special Credit Card Provisions
Credit Unions SECTION 524—Small Business Investment Companies SECTION
URL: https://www.federalreserve.gov/frrs/regulations/section-22612-special-credit-card-provisions.htm
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