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Profitability of Credit Card Operations of Depository Institutions, November 2025
credit card banks • an overview of credit card bank profitability in 2024...credit card pricing Identification of Credit Card Banks Every insured
URL: https://www.federalreserve.gov/publications/files/ccprofit2025.pdf
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Supervisory Stress Test Documentation Credit Risk Models - January 2026
Credit Card, Auto, and Other Retail Models. Each section includes a summary...Card PD Model. On page 447, the spelling of “Credit Card PD Model” was
URL: https://www.federalreserve.gov/supervisionreg/files/credit-risk-models.pdf
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Payment Card Network Survey - Calendar Year 2024
card transactions Do Not Include: Credit card transactions Transactions...credit transactions (OCTs) For debit card transactions where multiple
URL: https://www.federalreserve.gov/paymentsystems/files/PCN_2024_survey_instrument.pdf
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(S-PLUS Graphics)
Non-credit-card (auto and other) Credit card Auto Other consumer Net Percent...credit card loans, auto loans, and consumer loans excluding credit card
URL: https://www.federalreserve.gov/data/documents/sloos-202601-charts.pdf
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Automated Credit Limit Increases and Consumer Welfare
credit card lending to investigate who re- ceives bank-initiated credit...credit card issuers, covering more than 70% of the U.S. credit card market
URL: https://www.federalreserve.gov/econres/feds/files/2025088pap.pdf
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The Fed - Credit Card Redlining Revisited
Credit Card Redlining Revisited Kenneth P. Brevoort Abstract: Using a ...credit bureau records, Cohen-Cole (2008) finds that banks set credit limits
URL: https://www.federalreserve.gov/econres/feds/credit-card-redlining-revisited.htm
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January 2026 Senior Loan Officer Opinion Survey on Bank Lending Practices
credit card and other consumer loans, while demand weakened for auto and...credit card loans. The January SLOOS included a set of special questions
URL: https://www.federalreserve.gov/data/documents/sloos-202601.pdf
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Portfolios of Hypothetical Credit Card Accounts Data Definitions
Credit Card Accounts Data Definitions Variable Mnemonic Description Account...Credit card type creditcardtype Credit card type: 1 is general purpose
URL: https://www.federalreserve.gov/supervisionreg/files/credit-card-accounts-data-definitions-2025.pdf
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CODEBOOK FOR 2014 SURVEY OF HOUSEHOLD ECONOMICS AND DECISIONMAKING
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URL: https://www.federalreserve.gov/consumerscommunities/files/shed_2014codebook.pdf
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The Fed - Predicting Credit Card Delinquency Rates
credit card balances after fixing the credit score distribution at its...credit file, reporting the fraction of sampled credit card balances that
URL: https://www.federalreserve.gov/econres/notes/feds-notes/predicting-credit-card-delinquency-rates-20250228.html
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